Five insurances and one gold refer to the collective name of several kinds of security benefits provided to workers by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, as well as housing accumulation fund. So, how much is the monthly deduction for five insurances and one gold? The proportion of payment varies from place to place.

pension insurance payment ratio: 2% for the unit (all included in the overall fund) and 8% for the individual (all included in the individual account).

1234 medical insurance payment ratio: 8% for the unit and 2% for the individual+3 yuan;

Unemployment insurance payment ratio: 2% for the unit and 1% for the individual;

Payment ratio of work-related injury insurance: the unit pays 1% for you every month, and you don't have to pay any money yourself;

Maternity insurance payment ratio: the unit pays 1% for you every month, and you don't have to pay any money yourself;

contribution ratio of housing provident fund: according to the actual situation of enterprises, choose the contribution ratio of housing provident fund. But in principle, the maximum payment shall not exceed 1% of the average wage of employees. Since the second half of 21, the city has uniformly stipulated that all employers should pay the housing provident fund at 12% of their wages. Units and individuals are 12% of wages.

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Extended reading on the right: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.