1, buy funds according to the fund ranking.
Many small white buy funds like to look at the top-ranked buy funds, and then the top-ranked reference is the good funds that have risen in the past week or in the last month. These funds have risen very high and are in a relatively high position. Buying at this time is likely to be buying at a high level.
The fund is a fluctuating product, and will not go up or down all the time, unless it is more likely that the money fund will go up all the time, because the money fund is a low-risk fund type, and other fund types basically go up and down. When it rises for a period of time, we should pay attention to the decline of the fund.
2. I like Man Cang to buy funds.
Many small white buyers have a habit of buying funds in bulk, or buying the same fund at one time saves time and effort, but the risk is great. If you buy at a high point, you will lose a lot.
Generally, for funds with high risks, it is recommended to invest in fixed investment to spread risks, buy in batches and hold them for a long time, which can greatly reduce risks.
3. Don't combine and spread risks.
For example, when the medical fund was hot, many white people liked to buy more than one different medical fund, and felt that the risks were scattered. Now they all rose well and earned a lot, but this did not spread the risks, but increased the risks.
Because the medical fund belongs to a sector, it belongs to the medical sector, and it is likely to rise and fall together. Basically, it's risky. When allocating funds, you can choose different portfolio funds to buy and spread risks.