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Can maternity insurance be reimbursed by the unit itself without going through it?
Maternity insurance can be reimbursed by itself.

After a female worker gives birth, she shall go through the formalities at the local social insurance agency with the family planning certificate issued by the local family planning department and the certificate of birth, death or abortion of the baby, and receive maternity allowance and reimbursement of maternity medical expenses.

Reimbursement is credited to the unit account, and the unit sends it to the individual. Employees should participate in the basic medical insurance for employees according to law, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

The reimbursement scope of maternity insurance mainly includes:

(1) Maternity allowance: Maternity allowance is the salary of female employees during maternity leave. If the maternity allowance is lower than my salary standard, the difference will be made up by the enterprise.

(2) Maternity medical expenses: Maternity medical expenses include medical examination expenses, delivery expenses, operation expenses, hospitalization expenses and medicine expenses incurred by female employees due to pregnancy and childbirth.

As can be seen from the above, the reimbursement of maternity insurance for female employees can go to the local social security bureau to handle the relevant reimbursement procedures with relevant information, but the regulations vary from place to place. It is recommended that you call the local medical and obstetric consultation telephone number on weekdays.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.