2. Go through the relevant formalities at the social security department where the employer is located. Maternity insurance reimbursement benefits vary according to the social security participation base of the parties, my average salary in the previous year and the qualifications of the selected delivery institution. The parties can consult the local social security department staff in advance to make it clear.
3. Conditions for enjoying maternity insurance benefits: if both husband and wife have given birth according to the policy, and one or spouse has participated in maternity insurance 1 year and given birth in a designated institution designated by the local social security department, they will enjoy treatment.
The Social Insurance Law of People's Republic of China (PRC) stipulates that:
Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.
Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.