Bond funds specialize in investing in bonds (the proportion of fund assets invested in bonds is not less than 80%), and the fund income is mainly determined by the bonds invested. Bond yield = bond price+bond interest, and the risk and expected return of bond funds are higher than those of money funds.
Is there a redemption fee for the money fund?
No, there is no charge for the redemption of the money fund. Generally, there is no charge in the process of subscription, subscription and redemption of the money fund in the trading market. This not only reduces the investment cost of investors, but also ensures the liquidity of funds. The income level of most money funds is equivalent to that of national debt investment, and the annual net income rate can be compared with the one-year time deposit rate, which is higher than the income level of bank savings in the same period.