The application conditions of ABC's online loan are as follows:

1, the first requirement is that you need to have business dealings with Agricultural Bank of China;

2. The second requirement is that there is no abnormality in the debit card of ABC;

3. The third requirement is that if there is a credit card of the Agricultural Bank of China, then this card cannot be expired at present;

4. The fourth requirement is that the age needs to be between 18 and 55 years old, and there is a formal job;

5. The fifth requirement is that the first application needs to upload the credit qualification certificate;

6. In addition, ABC has stipulated other requirements.

In fact, it is not difficult for ABC to apply for online loans. After meeting the above requirements, you can submit the application online.

Extended data

First, the Agricultural Bank of China online fast loan application operation steps:

The first step is to open the Agricultural Bank of China official website, and then log in to personal online banking. After logging in, you can find the "Personal Loan" business menu, and in the "Personal Loan" business menu, you can find "China Agricultural Bank Online Loan". Click "Apply Now" on the "Online Loan of Agricultural Bank of China" page to enter the "Loan Process" page, where you can read the relevant steps and agreements and continue.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.0

2. What are the repayment methods of ABC's online loan?

Agricultural Bank of China Dai Jie mainly has the following repayment methods:

1. Users can go to the counter of the Agricultural Bank of China for repayment of NetJet loan.

2. Self-service repayment can be made through mobile phone pocket bank and Agricultural Bank of China official website. For example, use the mobile phone pocket bank, enter the account number and password, log in to the main page to find the service of Netjet Loan, and make repayment according to the displayed amount.

3. You can handle the automatic deduction business, deposit the repayment amount into the savings card, and the bank will automatically deduct the money.

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

Application version: 7.0.0

Third, what's the interest rate of ABC's online loan?

What is the online loan interest rate of ABC? Have no fixed interest It is caused by the difference between the types of loans and the benchmark interest rate of the central bank. At present, the minimum annual interest rate of ABC's online loans is 4.5675%, and according to the latest news, ABC has implemented regional online loan interest rate promotion since July 7, 2020, with the promotion interest rates of 4.3%, 4.4% and 4.5% respectively. For details, please open the letter in official website.

What conditions does ABC need for personal loans?

Agricultural Bank personal loans need to meet the following conditions:

1. The borrower must be 18 years old and have full capacity for civil conduct;

2. Have full capacity for civil conduct and legal and valid identity documents;

3. Have the ability to repay the loan principal and interest;

4. Have a stable source of income;

5. Good credit status;

6. Other conditions stipulated by the Agricultural Bank.

China Agricultural Bank microfinance conditions:

1, age 18-65 years old;

2. China citizens with permanent residence in China, permanent residence in local towns and full capacity for civil conduct:

3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule; Law-abiding, no illegal acts.

Good credit record;

4. Open a personal settlement account with the lending bank (it is agreed that the borrowing bank will deduct the loan principal and interest from the personal settlement account designated by it);

5. Meet other requirements stipulated by China Agricultural Bank (other requirements of China Agricultural Bank shall also be met).

Agricultural Bank loan application process:

1. The Agricultural Bank applies for a loan and provides relevant information.

2. The bank shall review the personal qualifications and materials of the borrower.

3. After approval, the bank signs a loan contract with the borrower.

4. The bank will issue loans.

5. The borrower needs to repay the loan on time.

Legal provisions: Article 17 of the General Rules for Loans in People's Republic of China (PRC).

If the borrower is a natural person, it shall meet the following basic conditions:

1, with legal identity documents or valid residence certificates in China,

2. Have full capacity for civil conduct,

3. Good credit, stable income or assets, and the ability to repay the principal and interest on schedule.

4, unless otherwise stipulated by the administrative organ.

What are the conditions for the Agricultural Bank loan?

Although the objects of agricultural loans have the characteristics of wide range and many objects, they are not endless. Only those who meet the following conditions can apply for loans from banks and credit cooperatives.

1. The borrower shall be an economic entity with legal personality. Proof that the borrower should have legal identity.

2. The borrower is engaged in production and operation projects and abides by national laws, regulations, policies and agricultural divisions; Materials, energy, transportation and other conditions, with the corresponding management level; Products meet the needs of society, have good expected economic benefits, and can repay the principal and interest of loans on schedule.

3. The borrower is an economic organization that operates independently, is responsible for its own profits and losses, has a sound financial and accounting system, has a reasonable income distribution method, and can independently undertake the external creditor-debtor relationship.

4. Borrowing units and individuals shall have their own funds in accordance with the prescribed proportion, and large loans shall be guaranteed by corresponding economic entities, or have enough property to pay off the loans as collateral.

5. The borrower shall open an account with the Agricultural Bank and credit cooperatives, abide by the credit, accept the supervision and inspection of the banks and credit cooperatives, and submit financial and accounting statements and other economic data related to production and business activities to the banks and credit cooperatives in accordance with the regulations.

Extended data:

Agricultural Bank of China vigorously develops farmer loan business;

Support new agricultural business entities

In line with the development trend of modern agriculture, in recent years, Agricultural Bank of China has successively issued a series of policies and measures to support large-scale agricultural production and intensive management, and achieved remarkable results.

By the end of March, 2065438+2007, the number of farmers' loans in the whole bank had reached 310.3 million, with a loan balance of 6 1.2 billion yuan. Respond quickly to national policies. Conscientiously implement that requirement of the central government and relevant state departments on financial support for large-scale and intensive agricultural operation,

In recent years, "Opinions on Doing a Good Job in the Large-scale Development of Intensive Management of Financial Services" and "Notice on Doing a Good Job in Financial Support for Family Farms" have been issued one after another.

"Opinions on Supporting New Agricultural Business Entities to Do a Good Job in the Marketing of Large Professional Households and Family Farms" and other documents, arrange and deploy the loan customer support work of new agricultural business entities, and fully support the development of large-scale farmers.

Focus on creating special products. On the basis of personal loans for production and operation in rural areas, which are the key products for serving agriculture, countryside and farmers, large-scale professional loans (family farms) have been launched for large-scale farmers.

For farmers in the industrial chain, special products such as agricultural industrial chain farmers' loans, agricultural machinery purchase farmers' loans, and county commodity circulation market merchants' loans will be launched to further enrich the supporting product lines of new agricultural business entities.

Actively innovate guarantee methods. In order to solve the problem of "guarantee difficulty" of large-scale farmers' loans, the supply chain financing business based on agricultural products orders and accounts receivable has been innovated, and nearly 654.38+0 billion yuan of such loans have been issued.

Actively cooperate with government departments to build a government credit enhancement mechanism, and the government will set up a guarantee company or risk compensation fund to provide guarantee for farmers' loans, effectively alleviating the loan guarantee problem of farmers and new agricultural business entities.

The bank took the lead in launching mortgage loan products for rural land contractual management rights, which played an exemplary role in promoting agricultural land circulation and property rights mortgage.

Carry out training for new agricultural management entities. The whole bank selects a group of influential and powerful professional households and family farm customers, and carries out financial support training based on the total score.

The training covers the national policy of benefiting farmers, agricultural situation, agricultural science and technology and financial knowledge, which effectively enhances the professional level and influence of the bank in supporting new and new agricultural business entities.

Baidu encyclopedia-agriculture loan

People's Network-Agricultural Bank of China vigorously develops farmers' loan business

What conditions does the Agricultural Bank of China need for a loan?

Requirements of the Borrower:

1, natural person aged 18-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)

2. Have a stable occupation, stable income and the ability to repay the loan principal and interest on schedule.

3. The borrower's actual age and loan application period shall not exceed 70 years old.

Information to be provided by the borrower:

1, ID cards of both husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.

2. Two copies of marriage certificate/divorce certificate or court judgment/single certificate.

3. Proof of income (format stipulated by the bank)

4. Copy of the business license of the unit (with official seal)

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.

Extended data:

According to the Interim Measures for the Administration of Personal Loans:

Article 23

The lender shall sign a written loan contract with the borrower, and a guarantee contract shall be signed at the same time if a guarantee is needed. The lender shall require the borrower to sign the loan contract and other relevant documents in person, except for loans handled through electronic banking channels.

Article 24

The loan contract shall comply with the provisions of the Contract Law of People's Republic of China (PRC), and clearly stipulate the parties' commitment to good faith, the purpose of the loan funds, the payment object (scope), the payment amount, payment conditions and payment methods.

The loan contract should be set with relevant clauses to clarify the liabilities for breach of contract that the borrower should bear when it fails to perform or slowly performs the contract.

Article 25

Lenders should establish and improve the contract management system to effectively prevent the legal risks of personal loans.

If the loan contract adopts standard clauses, the legitimate rights and interests of the borrower shall be safeguarded and publicized.

Article 26

The Lender shall standardize the guarantee process and operation according to the Property Law of People's Republic of China (PRC), the Guarantee Law of People's Republic of China (PRC) and other relevant laws and regulations.

The Lender shall participate in the mortgage registration according to this Contract. If the lender entrusts a third party to handle the matter, it shall verify the registration of the collateral.

Personal loans secured by guarantee shall be completed by at least two loan officers.

Article 27

Lenders should strengthen the management of loan issuance, follow the principle of separation of examination and loan, set up an independent loan management department or post, and be responsible for implementing the loan conditions and issuing personal loans that meet the agreed conditions.

Article 28

After the loan contract comes into effect, the lender shall issue the loan in time as agreed in the contract.

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