At the same time, it is inconvenient to manage too many funds, and too few funds can't build a complete fund portfolio. How much money is appropriate to hold?

Judging whether the number of funds you hold is too much depends mainly on your fund management manager and whether you can track each fund. If you find it difficult to track and maintain your own funds, you should consider reducing them appropriately.

For ordinary investors, it is best not to hold funds above 10 at the same time.

There are several good ways to control the number of funds reasonably.

First, choose carefully and give up relatively poor funds.

If the number of funds you hold increases with the increase of investment time, it must be that you have not made a good choice of funds and are not careful when buying funds. In addition, you didn't have good follow-up funds later, leaving a lot of unnecessary inferior funds.

Therefore, before choosing a fund to buy, make up for it first, fully understand the fund first, then carefully compare whether the fund is duplicated with the fund you already hold, and comprehensively consider the risk-return characteristics of the fund and its role in the fund portfolio before deciding whether to buy it.

Second, choose the fund with * * * investment philosophy.

There are more than 7,000 Public Offering of Fund in the fund market, among which there must be many outstanding funds. However, not every fund with excellent performance is worth buying, and a suitable and recognized fund is the best.

When you are optimistic about this fund, you must understand the investment strategy and concept of this fund. If you can have a high sense of identity, you should consider buying this fund, because under the premise of identity, you will have a higher degree of trust in the fund manager, and when the market fluctuates, you will have more confidence in the fund manager's management ability and position adjustment operation, and be more willing to hold it for a long time.

However, some novices may not have formed their own investment ideas. It is easy to feel that this strategy is good, and the opportunities in that industry are also good. The valuation of another sector is relatively low and they want to participate. In fact, all the above opportunities are likely to make money, but if you all participate, they may cancel each other out, and the final trend may be similar to the broad-based index.

It doesn't matter if a novice really can't find a strategy that he agrees with. Strengthen study and summary, read more reports of professional fund research institutions, form your own investment ideas as soon as possible, and then make adjustments.

Third, choose a fund that you can understand.

It is a very important investment discipline to invest within one's own understanding ability and within the ability circle. First of all, you need to know your own ability circle; Then invest in the competence circle; Try to expand the ability circle again.

To buy a fund, you must buy a fund that the fund can understand. If you can't understand this fund, no matter how good the fund is, you may not make money on it, but it is easy to lose money.

Fourth, try to choose only one fund of the same type.

This can effectively help investors choose funds. There may be many segmentation strategies under a certain style, strategy, industry and sector. It is enough to choose 1, and it is enough to choose a fund managed by the same fund manager.