First of all, it needs to be clear that the income from fund redemption mainly includes two parts: one is the change in the net value of fund units, and the other is the income from fund dividends. The net value of a fund unit refers to the total assets of the fund minus liabilities and then divided by the number of fund shares. The change of fund unit net value is the main source of fund income. Fund dividend means that the fund * * distributes part of the fund income to fund holders in the form of cash or stock dividend at a certain time node according to the provisions of the fund contract. The dividend income of the fund is part of the redemption income of the fund.
Secondly, it is necessary to calculate the fund redemption income according to the time and redemption share of the fund. The net value of fund shares will be announced every day, and investors can calculate the income of redeeming fund shares according to the change of the net value of fund shares. If investors redeem the fund shares when the net value of the fund shares rises, they can get higher returns. If investors redeem the fund shares when the net value of the fund shares falls, there may be losses. Investors can inquire about the changes in the net value of fund shares through the service window of the Fund or the fund sales organization.
Finally, it should be noted that the fund redemption income also needs to be deducted from related expenses. Funds usually charge a certain management fee and sales service fee, which will be deducted from the fund redemption income. Investors need to consider the impact of these fees when calculating the fund redemption income.
In short, the calculation of fund redemption income needs to consider the change of fund unit net value and the income of fund dividend. Investors need to calculate the income according to the redemption time and share, and also need to consider the deduction of related expenses. In the fund, investors need to know the investment strategy, investment risk and other information of the fund in order to make wise investment decisions.