1. Licaitong is a wealth management product similar to Yu 'ebao launched by Tencent a few days ago. It is a money fund product. With the Internet as the medium and WeChat as the platform, it fully embodies the innovative mode of the money fund and provides a value-added means for users' money.

Second, Tenpay is also a product launched by Tencent, but Tenpay is similar to Alipay and is an electronic payment platform. Through Tenpay, you can make online shopping payment quickly and conveniently, and enjoy the payment experience!

3. Licaitong is just a simple money fund wealth management product. Users can realize considerable current savings income by transferring spare money into wealth management. However, the money deposited in Licaitong cannot be purchased and paid, and can only be transferred through Licaitong security card and Licaitong account.

Tenpay has integrated many practical tools and become one of the few leading enterprises in the electronic payment market. It is not only a payment tool, but also various intimate services, such as phone bill recharge, life repayment, bank transfer and so on. Through tenpay, wealth management doesn't.