1. If the wealth management products purchased by investors belong to fixed-income funds (including bonds and cash instruments, etc.). ), income will be generated.
Because the income from investing in bonds mainly comes from two parts, the income from changes in the net price of bonds and the income from bond interest. Among them, whether wealth management products only have income on Saturday and Sunday of trading day, and the income generated by bond interest is calculated according to 360 days.
2. If the wealth management products purchased by the investment office belong to equity assets (stocks, etc.). ), will not generate income.
As we all know, the stock market is closed on weekends, and the stock price will not change on weekends, so there will be no gains on weekends or holidays. However, most wealth management products are portfolio investments, so some funds will be invested in the fixed income field, which can generate income.
3. If investors buy special wealth management products and invest in overseas markets, they will generate income.
Although the domestic market is closed, the overseas market may be normally "open", so it will generate corresponding income.
In short, under normal circumstances, wealth management products can generate income, which may be positive or negative, but this part of income is often not updated in time on weekends or holidays, but displayed in a unified manner next Monday.
Can bank wealth management products be withdrawn in advance?
This mainly depends on the nature of wealth management products, or the type of wealth management products and the redemption conditions agreed in the agreement. However, most bank wealth management products on the market can't be withdrawn in advance, and they need to be taken out after maturity.
If investors buy closed-end wealth management products from banks, there is generally a time limit, and they cannot withdraw money in advance during the closed period, including closed-end funds and regular wealth management. Some bank wealth management products cannot be withdrawn in advance, but they can be transferred or pledged before maturity. It depends on whether the agreement signed at the time of purchase supports it. Of course, some bank wealth management products can be withdrawn in advance, but the interest income will suffer great losses.