If you don't want to continue the fixed investment, or you can choose to stop when there is no capital investment, but don't stop the fixed investment because of short-term fluctuations, which may miss the best stage of low progress. Because the fixed investment itself is a process of falling more and buying less, so don't stop in the process of falling.

Fixed investment is the abbreviation of fixed-term investment fund, which refers to the fixed amount invested in designated open-end funds (such as 15 per month or every Friday), similar to the bank's zero deposit and withdrawal method. The method of suspending the fixed investment of the fund: directly modify or suspend the fixed investment plan on the fixed investment page, and suspend it in the trading software. The fixed investment of the fund has the characteristics of saving time and effort, compound interest effect and sharing the fluctuation risk equally over time. At the same time, it has higher income than one-time fund purchase, lower risk than stock purchase, and is more suitable for cautious investors.

Fixed fund investment refers to investing in a designated open-end fund at a fixed time and with a fixed amount. It is a good way to invest, but there will be losses. Faced with this situation, investors can take the following measures to deal with it:

1. Termination of fixed investment and redemption of funds. If the fund invested by investors has changed its fund manager and its operation ability is poor, the performance of the fund will continue to decline and the net value of the fund will decline. At this time, investors can consider terminating the fixed investment and redeeming the fund, which is similar to investors buying stocks and cutting meat out.

Second, carry out fund conversion operation. When the fixed investment fund becomes worse, investors can choose to switch to a better fund to gain income and make up for the losses caused by the fixed investment of the fund.

Third, continue to make fixed investment and share the cost. If, due to the influence of market conditions, the trend of the fund falls for a short time, resulting in losses for investors, investors can choose to continue to make fixed investment, share the costs and wait for the benefits.

Will the fund lose money if it loses its principal? In fact, the fund market in China is getting better and better with the gradual improvement and development. Generally speaking, in the long run, funds will show an upward trend. For funds with long-term or sustained losses, the fund manager will appropriately change the fund allocation to achieve the effect of stop loss, or take measures such as fund discount to wait for the market to pick up. Generally speaking, only when the net value of the fund falls to 0 yuan will the principal be completely lost. General fund net value will not fall to 0 yuan. If the liquidation conditions are met, the fund may be liquidated, and there will be some money after liquidation, and there will be no loss.