The risk of a fund is less than that of a stock, because it is a professional financial person who helps you to buy stocks, which is much less risky than your own participation.

What is a fund? Simply put, a fund means that you give some money to a fund company, and the traders of the fund company then use your money to invest, usually in the form of stocks. You can also sum up paying for you to hire professionals to stock for you. So it is very important to choose a good fund company!

funds are a good way to manage money, but you must choose the issuing company very carefully, and you can't worry. It is safer to invest for at least half a year. Generally speaking, compared with stocks, the risk is small and the long-term holding rate of return is high.

The so-called "fixed fixed investment" of the fund means that investors invest a fixed amount (such as 1 yuan) in the designated open-end fund at a fixed time every month (such as the 1th of each month), which is similar to the bank's zero deposit and withdrawal method. Because of the low starting point and simple method of the fund's "fixed investment", it is also called "small investment plan" or "lazy financial management"

The fixed-term investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price on dips and decreasing the price on dips, and can always get a relatively low average cost no matter how the market price changes. Therefore, regular fixed investment can smooth out the peaks and valleys of the fund's net value and eliminate market volatility. As long as the selected funds have overall growth, investors will get a relatively average income, and they don't have to worry about the timing of entering the market. Everyone wants a project with low risk and high income. But there is no one.