Choose insurance for children, don't always focus on choosing the "most cost-effective" or "cheapest" insurance. In fact, all products are carefully designed by the actuarial department of insurance companies and approved by the China Insurance Regulatory Commission. The price difference is mainly due to the different coverage.
If necessary, I can help you make a more specific and detailed analysis and analyze how you should buy it. I hope my professional experience and professional knowledge can help or inspire you. You can leave me a message if you need it, and I'll help you design the scheme comparison.