The 3m plan of Indian medical insurance mainly includes Medisave, Medisheild and Medifund, referred to as "3M" plan. India's medical security system is one of the most distinctive medical security systems in the world. Since 1980s, the Central Provident Fund Bureau has formulated many health care plans, including the 3m plan. According to the data of the Ministry of Health, the average amount of medical care fund assistance received by successful applicants per hospitalization is 1532. As far as outpatient service is concerned, the average amount of assistance received by the applicant for each medical consultation is 95 pounds. The amount of assistance from the health care fund depends on the financial situation of patients and their families. In the last fiscal year, 92. 1% of all successful applicants received full assistance, that is, when the patient still cannot afford medical expenses after using all other resources, the remaining medical expenses will be paid by the medical insurance fund.