After opening Alipay, we first enter the homepage of Alipay, and there is a financial management menu at the bottom of the screen. After entering the financial management menu, there will be various categories of financial products.

If you already have a promising fund, you can directly search the corresponding fund name or fund code, choose to buy now, and then choose the share to buy and the payment method.

T-day purchase, T+ 1 can confirm the share, and you can only see the profit and loss after the net value of the day is updated. T-day refers to the meaning of trading day, which is simply the day when stocks can be bought and sold normally. If the day is not a trading day, it will be postponed.

Alipay is a fund agency and can only sell the funds of the corresponding fund company under the authorization of the fund company.

There are relatively many types of funds on Alipay, but not all funds on the market. If you don't know what fund to buy, let's go on.

Fund classification

If you want to know what kind of fund is suitable for you, you must first understand the classification of funds. The following are the most common fund classification methods.

According to different investment directions, funds are divided into money funds, bond funds, index funds, mixed funds and equity funds.

As the name implies, the naming of funds is divided according to the main investment direction of funds, such as stock funds, which are funds with more than 80% assets invested in stocks, while hybrid funds are funds with flexible and moderate investment ratios of various assets.

The risks and returns of these funds increase from left to right.