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What taxes and fees should I pay for the property certificate?

Deed tax, stamp duty, house maintenance fund, registration fee, transaction fee, appraisal fee, insurance fee and notarization fee are required to apply for the title certificate.

The real estate license can prove that the property right belongs to you. If you want to apply for the real estate license from the administrative organ, because the real estate license is a legal document, the law stipulates that the administrative organ can charge the necessary fees.

I. Detailed explanation of various taxes

1. Deed tax

According to state regulations, deed tax should be paid to the state for the sale of houses, whether it is commercial houses or stock houses. According to the standard of residential housing, the deed tax is paid at 1%-4% of the total house price. The specific proportion needs to be determined according to the relevant national policies, the purchase time, purchase unit price, purchase area and whether it is the first time to buy a house. Non-residential houses shall be paid at 3% of the total house price.

the notice of preferential deed tax policy stipulates that if an individual purchases an ordinary house and the house belongs to the only family house, the deed tax will be levied by half. If an individual purchases an ordinary house of 9 square meters or less, and the house belongs to the only family house, the deed tax shall be levied at a reduced rate of 1%.

under normal circumstances, one-time purchase of less than 9 square meters is levied at the rate of 1%, 9-144 square meters at the rate of 1.5%, and more than 144 square meters at the rate of 3%; The second house purchase is levied at the rate of 3%, regardless of area.

2. Stamp duty

Stamp duty is a kind of taxes and fees collected for contracts or documents with contractual nature, documents of property rights transfer, business account books, rights, licenses and other documents determined by the Ministry of Finance to be taxed. For buyers, the tax rate of stamp duty is five ten thousandths, that is, the tax payable by buyers is the value of the house price multiplied by five ten thousandths, and the stamp duty is paid by taxpayers themselves.

3. Housing maintenance fund

Housing maintenance fund actually includes housing public facilities special fund and housing maintenance fund. Commercial housing sales, buyers and selling units should sign the relevant maintenance fund payment agreement, buyers should pay the maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price.

4. Registration fee

The charging standard is divided into housing and non-housing. Housing registration fees for each 8 yuan; Non-housing housing registration fees for each 55 yuan.

5. Transaction fee

The residential house shall be paid according to 3 yuan/m2, which shall be paid by the developer, and the property buyer shall not have to pay, and the non-residential house shall be paid according to the house price ×. 35% of the calculation results are paid.

The fee for the Property Ownership Certificate and the fee for the Land Use Right Certificate vary from place to place, but they are not higher than those in 1 yuan.

6. Evaluation fee

.5% of the evaluation result will be charged for the part with the evaluation price below 1 million, and .25% will be charged for the above part.

7. Insurance premium

Property insurance: insurance premium = loan amount × annual rate × fixed number of years coefficient

Comprehensive insurance: insurance premium = corresponding coefficient of the lender's fixed number of years × loan amount

8. Notarization fee

If the purchased house needs to be notarized, a certain percentage of notarization fee shall be paid, and the standard of notarization fee is generally from 2 yuan to 4 yuan, or charged according to the charging standard of the notary office.

2. You need to bring your certificate to get the real estate license

1. Invoice of paid taxes;

2. Individuals need to hold the original ID card of the property owner when buying a house, and units need to hold the original ID card of the client when buying a house;

3. Receiving list. (Note: When obtaining the house certificate, the property owner must be present. If the property owner cannot be present for evidence collection, the entrustment or notarial certificate shall be submitted. )

Third, the submission conditions of the real estate license

1. The house ownership certificate;

2. Sales contract (original);

3. Real estate invoice (transaction copy);

4. ID card and photocopy of the purchaser;

5. Application for registration of house ownership (collected at the receiving window and filled in by both parties);

6. One floor plan of the house, stamped with the official seal of the developer and marked with the room number;

7. The original and photocopy of the power of attorney of the legal representative of the selling unit and the ID card of the trustee;

8. If the pre-sale has been put on record, a contract filing receipt shall also be submitted. (Note: If the purchaser cannot handle it in person, a power of attorney shall be issued, and the client shall issue an ID card and a copy; If there is a * * * owner, please indicate it in the Application for Housing Ownership Registration. )

Legal Basis

Deed Tax Law of the People's Republic of China

Article 1 Where the ownership of land and houses is transferred within the territory of the People's Republic of China, the units and individuals who bear the deed tax shall pay the deed tax in accordance with the provisions of this Law.

article 2 the term "transfer of ownership of land and houses" as mentioned in this law refers to the following acts:

(1) assignment of land use rights;

(2) Transfer of land use rights, including sale, gift and exchange;

(3) buying, selling, giving and exchanging houses.

the transfer of land use right in the second paragraph of the preceding paragraph does not include the transfer of land contractual management right and land management right.

if the ownership of land and houses is transferred by means of fixed-price investment (share purchase), debt repayment, transfer or reward, deed tax shall be levied in accordance with the provisions of this law.

article 3 the deed tax rate is 3% to 5%.

The specific applicable tax rate of deed tax shall be proposed by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government within the tax rate range specified in the preceding paragraph, submitted to the Standing Committee of the people's congress at the same level for decision, and reported to the NPC Standing Committee and the State Council for the record.

provinces, autonomous regions and municipalities directly under the central government may determine different tax rates for the ownership transfer of different subjects, different regions and different types of housing in accordance with the procedures specified in the preceding paragraph.

article 7 of the provisional regulations of the people's Republic of China on real estate tax shall be levied annually and paid in installments. Property tax is levied every year, in some places it is levied twice a year, and it is also levied once a year.

article 2 of the provisional regulations on the registration of real estate, the real estate registration institution shall complete the registration procedures of real estate within 3 working days from the date of accepting the application for registration, unless otherwise provided by law.

article 21 the registered items shall be registered when they are recorded in the real estate register.

upon completion of registration, the movable property registration institution shall issue a certificate of ownership of immovable property or a registration certificate to the applicant according to law.