What are the different risks faced by different types of Public Offering of Fund? Below, I have sorted out different risks of different Public Offering of Fund types for you. Welcome to read for reference!

Different types of risks in Public Offering of Fund

Stock funds

Stock funds refer to investment funds that mainly invest in stocks, and the stock assets held by them account for at least 8% of the fund assets. Compared with investors who directly invest in the stock market, stock funds have the characteristics of portfolio investment, risk diversification and pursuit of long-term capital appreciation, and are more suitable for long-term investors who have no stock investment experience but are willing to share the stock returns and active investors who pursue high returns.

hybrid funds

hybrid funds refer to funds that invest in stocks, bonds and money market instruments. In addition, according to the different investment ratios of stocks and bonds and investment strategies, hybrid funds are divided into various types, such as partial stock funds, partial debt funds and allocation funds. Since the hybrid fund is a combination of stock funds, monetary funds and bond funds, it also determines that its risk and return are between the three, that is, the risk and return are lower than those of stock funds and higher than those of bond funds and monetary funds, and it is a financial product with moderate risk and return.

bond funds

bond funds refer to funds whose bond assets account for more than 8% of the fund assets. Therefore, the volatility of bond funds is usually less than that of stock funds and hybrid funds. It can be said that bond funds are an investment and financial management tool with moderate risk and return levels, and are suitable for investors who have moderate risk appetite, pursue stable asset appreciation, and have the desire to optimize their investment portfolios and reduce overall risks.

money market funds

money market funds, represented by Yu 'ebao, invest in cash and bank deposits with good liquidity, and the yield of money funds is generally higher than that of one-year bank time deposits, which is suitable for short-term investment by investors who are risk-averse and have high requirements on asset security and liquidity. Money market funds can replace demand deposits to a certain extent because of the characteristics of convenient redemption, short arrival time and low transaction costs.

Public Offering of Fund is characterized by the separation of four powers, transparent information and risk sharing, thus creating a relatively stable income state in Public Offering of Fund. Although * * * raised funds have always had problems such as high liquidity risk, limited investment varieties and lack of creativity in fund products, the risks are basically stable.

the calculation of the net value of the fund

*** is the same as the assets owned by the fund. The total asset value calculated according to the market closing price on each business day, after deducting various costs and expenses of the fund on that day, is the net asset value of the fund on that day. Divided by the total number of units issued by the fund on that day, it is the net value per unit.

calculation of net worth

according to generally accepted accounting principles, the total net assets of the fund = total assets of the fund-total liabilities of the fund.

I. Total assets of the fund

The total assets of the fund include all the contents of the investment portfolio of the fund:

(1) The listed stocks and warrants owned by the fund shall be subject to the calculation of the closing price of the daily centralized trading market; Unlisted stocks and warrants are measured by qualified accounting firms or asset appraisal institutions.

(2) If bonds such as public bonds, corporate bonds and financial bonds owned by the fund are listed, the closing price on the calculation date shall prevail; For unlisted companies, it is generally based on their face value plus the interest receivable on the calculation date.

(3) The short-term bills owned by the fund shall be based on the purchase cost plus the interest receivable from the purchase date to the calculation date.

(4) if there is no closing price or reference price on the calculation date specified in articles (1) and (2), the latest closing price or reference price shall be used instead.

(5) Cash and assets equivalent to cash, including deposits in other financial institutions.

(6) Reserves for assets and contingent liabilities that may not be fully recovered.

(7) Assets that have entered into a contract but have not been fulfilled shall be regarded as fulfilled assets and included in the total assets.

II. Total liabilities of the fund

The total liabilities of the fund include:

(1) Unpaid remuneration payable to the custodian or manager according to the provisions of the fund contract until the calculation date.

(2) other payables, including taxes payable.

the fund debt should be calculated on a daily basis.

it should be noted that in case of special circumstances, it is impossible or inappropriate to calculate the total net asset value according to the above requirements, the manager shall follow the provisions of the competent authority.