To put it bluntly, people with this special mentality and motion must be related to the indifference of social security concept and consciousness, and to the wrong understanding and confused cognition of insurance compensation. The insurance premium is one yard at a time. How can you freely share your social security with others? How much you pay is handled according to the policy. What do you think is more or less the basis? If I have more, can I give it to him? These views and cognition are too outrageous and wonderful, which makes people incredible!
Obviously, the topic suggests that young people pay so much endowment insurance premium, why can't they take out part of it to support the elderly? It's easy to say, like being generous and tolerant? As we all know, endowment insurance is stored in a special account. How can we rob Peter to pay Paul and artificially link the issue of not building a border at all? Isn't that a mess? Endowment insurance is a national legislation and compulsory implementation, which has strong policy, law and compulsion. Both the on-the-job insurance payment and the post-retirement treatment plan are strictly implemented in accordance with the policy. How can you take it according to your personal imagination?
At present, the pension for the elderly in rural areas is only 100 yuan per month, but there is no need to pay endowment insurance, which is also the care given by government departments to the elderly in rural areas and the biggest preferential policy. How many people used to remind everyone to pay for insurance? I didn't know the importance of pension until I was old, and I didn't have a chance to increase it.
According to the local social security policy, rural and urban hukou can pay endowment insurance for flexible employees. Women retire at the age of 55, men retire at the age of 60, and the minimum payment period is 15 years. After retirement, they can receive retirement wages on time every month. At present, older people can't apply for flexible employment pension insurance, but can only receive pensions issued by government departments. No matter how much, at least the government has not forgotten these old people.
Therefore, young pensions cannot be given to the elderly. One person has a pension account, whoever pays the money will benefit, and whoever pays social security will receive retirement wages. Pensions can't transfer young people's money to old people.
Thank you for inviting me! This is an unfounded question, and the state has no rules and regulations to let people give the money they have handed in to others. Ding is Ding, Mao is Mao. If you want to give some or all of your parents a pension fund, you will reconsider.
The old-age insurance paid by young people is for his future pension. It is impossible to do part of the fund for his parents. You can only give your parents a separate pension insurance, or you don't need a pension when you are old, and all of them are transferred to your parents.
Social security is first and foremost an insurance. There is no question of giving that person money. As long as you pay according to the rules, your money will be deposited in your account. Is your future pension. Your farmers' parents didn't participate in this insurance before, and the account had no money. Of course, there is no pension from social security. Just as you have never deposited money in the bank, there is no such thing as taking money from the bank to get interest.
You want social security to set aside some of the money you have saved for your parents, doesn't that mean you have less money now? You want social security to be credited to your account according to the money you pay now, and you want social security to transfer some of your money to your parents. Are you stupid enough to be a social security or a printing machine?
If that's all, then why apply for social security? Why don't you just give the money to your parents and let social security record the amount you give?
First, young people pay the "fee" of the basic old-age insurance, not the "gold" of the old-age insurance (pension is the old-age insurance benefits enjoyed by those who participate in the basic old-age insurance according to law after retirement).
Second, at present, China is still a developing country, and the distribution of materials is mainly based on distribution according to work. The level of social insurance pension is also linked to the payment of the insured. The insured person can only receive a pension after retirement, but can't participate in the insurance. He and his parents enjoy pension benefits at the same time.
Third, parents can do some filial piety when they participate in the basic old-age insurance for urban and rural residents, buy commercial old-age insurance products for them, and improve their old-age living standards.
In fact, there is no need to pay more for the elderly. You won't be useful unless you pay a lot. For example, supplementary pensions. It's the kind where employees pay for those units with better welfare, and employees don't have to pay for it themselves. Generally, you pay the full amount yourself, so you don't have to pay too much. What a waste of money! There is something in what I said.
Your question is confusing. What you receive after reaching the statutory retirement is called "pension", and what you pay according to law when you are young is called "endowment insurance premium". You retired at a young age? Will you reach the legal retirement age? You're getting a pension? That's not true. Hypothesis. Hypothesis. Even if you retire and get a pension when you are young, you are still a dutiful son and know that you have to give part of your pension to your parents.
Why not just give it to your parents at home? Why pay the old-age insurance and then calculate the pension for parents? What a clever brain. The thought of small-scale peasant economy can never be harmed.
Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Young people pay the basic old-age insurance "fee", not the pension "gold" (pension is the old-age insurance benefits enjoyed by those who participate in the basic old-age insurance according to law after retirement), and the rural old-age insurance benefits are low, not only a few young people give some money to their parents. Everyone's pension is for everyone, everyone has their own pension account, and the pensions paid by young people are all in their own accounts. When you reach retirement age, the retirement salary is calculated according to the grade you pay. If you want to give your extra money to your parents, you can increase the payment base of your parents' pension, and get a little more money every month when your parents are old (over 60 years old). Rural social security includes rural endowment insurance and rural medical insurance. The new agricultural insurance fund consists of individual contributions, collective subsidies and government subsidies. In terms of individual payment, rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500- 1200 yuan and 12 files, and various localities can add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents. In terms of collective subsidies, conditional village collectives should subsidize the insured's payment, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.