Legal analysis: Medical insurance accounts cannot be recharged, but bank accounts can be recharged.

. The recharge is actually to your bank account. When you see a doctor, you need to pay part of the amount from your personal bank account. The transfer can be directly deducted from this bank account. The part that needs to be paid by medical insurance is deducted directly from the medical insurance account through social coordination.

.Extended information: . 1. Medical insurance cards are generally handled by local designated agent banks and are a type of bank's multi-functional debit card.

. After the insured units pay the premiums, the local medical insurance department will entrust the bank to transfer the personal account funds to the insured employees' personal medical insurance cards at the end of the month.

. 2. Scope of use of medical insurance cards: When insured employees seek medical treatment and purchase medicines in designated hospitals and pharmacies, they can swipe the card on the POS machine with the password, but they cannot withdraw cash or make transfers.

. Note: When the number of medical insurance card transactions reaches 60, you must go to the Bank of China Savings Office to print the transaction records, otherwise, the use of the card will be stopped.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.