Fund dividends are not available to every fund, but only to funds that meet the conditions of fund dividends. There are generally three conditions for fund dividends, namely: the income of the fund in the current year can only be distributed after making up for the losses in previous years; After the distribution of fund income, the unit net value cannot be lower than the face value, and if there is a net loss in the current period, the fund investment cannot be distributed.
Fund dividends are generally due to high net worth, and some citizens have "fear of heights in net worth". Fund dividends reduce the net value, and dividend income is also brought about by the increase in net value in the previous period. Just assign the floating point number of the account to the purchased account. For example, if you buy a fund with Yu 'ebao, the fund dividends will be directly returned to Yu 'ebao.
Let's give a simple example: suppose an investor buys a fund. When the net value of the fund reaches 4 yuan, many investors are afraid to buy it. Therefore, if the net value is reduced to 2 yuan, the fund's income will turn into cash and be distributed to investors' accounts.
Therefore, after dividends, the cumulative income of share holders remains unchanged, and the fund shares remain unchanged, but the net value becomes smaller, and the reduced market value is exactly equal to the money obtained from dividends.
It is worth noting that the fund dividend only shows that the performance of the fund is better to a certain extent, and the dividend will only be paid if certain conditions are met, but it does not mean that the fund that pays dividends regularly is a good fund. A good fund needs multi-angle analysis, not just from the perspective of fund dividends.