Private equity investment fund is a very hot topic in the financial field of China in recent years. However, due to the lack of accurate positioning and financial theory and practice research, many investors have a better understanding of the fund. The so-called private equity investment fund (hereinafter referred to as "fund"), also known as "industrial investment fund" in China, refers to an investment fund that raises funds from specific investors in a non-public way and directly provides capital support to unlisted enterprises.

In fact, the development of private equity investment funds in China has developed with the gradual entry of international private equity investment funds. From 2004 to 2006, large foreign private equity investment funds entered China to test the water. In 2004, Xinqiao Capital acquired 7.89% equity of Shenzhen Development Bank/KLOC-0 from Shenzhen Municipal Government, which was the first acquisition case of an international private equity investment fund in China. Based on this, the private equity investment market is becoming increasingly active. In 2006, there were 77 cases 129 of private equity investment institutions in Chinese mainland, and the overall investment scale reached $654.38+0.293 billion.

At present, the cooperation mode between commercial banks and funds is mainly based on personal banking business, expanding the value chain of upstream and downstream products, realizing the industry integration of funds through commercial banks, and enhancing the value-added space of financial services. However, it is worth noting that the fund has not been clearly adjusted by the current laws and regulations, and commercial banks will inevitably encounter certain legal risks in the process of cooperation with it. How to deal with relevant legal risks is a major event that commercial banks should pay close attention to.