Because qdii fund is an overseas investment fund with a wide investment range, it is difficult to give a fund valuation. Although qdii funds are not valued, we can pay attention to the investment targets of qdii funds as a reference.
Generally speaking, qdii funds invest in bank deposits, negotiable certificates of deposit, bank acceptance bills, bank drafts, commercial bills, repurchase agreements, short-term treasury bonds and other money market instruments, government bonds, corporate bonds, stocks, convertible bonds, mortgage-backed securities, asset-backed securities and securities issued by international financial organizations recognized by China Securities Regulatory Commission.
The investment scope of qdii funds is similar to that of ordinary funds, only investing overseas. According to the scope of investment target, it is mainly divided into: currency qdii, stock qdii, mixed qdii, bond qdii and other types of qdii products.
Among them, currency qdii has the least risk and mainly invests in overseas bank deposits, negotiable certificates of deposit, bank acceptance bills, bank bills, commercial bills and so on. Investors who can't bear greater risks can give priority to this less risky currency qdii fund.
In addition to looking at the investment scope of qdii funds, we can also look at the past performance of qdii funds. When choosing, we will give priority to funds with good past performance. Although the past performance does not represent the future, it will still have some reference.
The other is to see the fund manager. We can choose from the fund manager's past fund performance, high rate of return and long working hours. Because the fund manager is the person who manages the fund, it is very important to choose a good fund manager.
When choosing, try to give priority to more experienced fund managers, such as those who have worked for more than five years, so that they are more experienced and experienced than new fund managers. Secondly, when choosing, giving priority to hiring fund managers with higher returns, which represents good fund management and is also referential.