medical security is an important institutional arrangement to reduce the burden of medical treatment, improve people's livelihood and maintain social harmony and stability. The CPC Central Committee and the State Council attached great importance to people's health and established a basic medical security system covering the whole people. Since the 18th National Congress of the Communist Party of China, the reform of the national medical security system has been continuously promoted, and breakthroughs have been made in solving the problems of difficult and expensive medical treatment. It is conducive to improving people's living standards, freeing people's money restrictions, and investing more money in consumption without worries, thus driving consumption and promoting economic development. In addition, all this is conducive to social stability and national prosperity. Promote the high-quality coordinated development of medical security and medical services, promote the implementation of the healthy China strategy, and make the people have more sense of acquisition, happiness and security.

The medical insurance system refers to the system in which employees and their immediate family members are provided with necessary medical services and material security due to illness, injury and childbirth. Employees will encounter medical problems in illness, injury, childbirth and old-age care, so it is an important part of social insurance for illness, disability, childbirth and old-age care. Medical social insurance is the guarantee of health. The implementation of medical insurance provides medical services to injured employees and gives them material help economically.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

the basic medical insurance for urban residents combines individual contributions with government subsidies.

people who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 6 years old and minors from low-income families, etc. will be subsidized by the government.

Article 3 The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(1) Those that should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) should be borne by the public health.