Raising money basically has nothing to do with you. Generally speaking, the state co-ordinates the money you pay to support retired people and reimburse them for medical insurance.
The personal part is your own pension, and the personal account part affects your retirement salary.
The calculation method of pension in the future is basic pension+personal account pension.
The total amount in your personal pension account divided by the number of months is the personal account pension you receive every month, and your basic pension is your retirement salary. The basic pension is related to the social salary of the year you retire, and the year you pay is related to your payment base.
Personal account of medical insurance is the money deposited into your medical insurance card every month.
Question 2: What do you mean by pooling funds to pay? It means the proportion of * * * public funds, which does not need to be paid by individuals. The role of medical insurance is reflected here, and the state will bear part of the medical expenses.
Question 3: What does overall planning in social security mean? It means that part of the money paid in social security goes into the social insurance account, which is paid to everyone by the state as a co-ordination fund to realize the adjustment between the rich and the poor.
Question 4: What is the overall planning fee, that is, the expenses that can be reimbursed according to social security regulations?
Medical expenses are divided into three parts.
First, nail the point in full at your own expense. No reimbursement
Second, the overall planning part is divided into conceit and overall planning. The conceited part will not be reimbursed.
Third, co-ordinate full reimbursement.
In social security reimbursement, overall planning and overall planning are based on actual expenses and hospitalization grades.
Question 5: What is a collective fund? Overall planning fund is an important part of basic medical insurance. The expenses paid by the unit according to 6% of the total wages of employees are composed, and the rest is paid by the unit for retirees after being included in the personal account. Centralized management and use by the medical insurance center. It is mainly used to pay the medical expenses above the hospitalization Qifubiaozhun and below the maximum payment limit, and deduct the personal out-of-pocket part.
In addition, what is the social pooling fund? What is its function?
1. What should employees do if they are sick, unemployed or old? When they don't have the above problems, they take out a small part of their salary to pay social insurance and pool it to form a "social insurance fund" or a "social pooling fund". 2. When the above problems occur to employees, the medical insurance benefits and endowment insurance benefits they enjoy are paid from the social insurance fund according to regulations.
Question 6: What is the meaning of labor insurance pooling fund? Labor insurance fund is the cost that the construction unit (owner) must pay. As the old-age insurance premium for employees of Jianhai enterprises is included in the construction project cost quota, and the labor insurance premium is a special expense to ensure the basic livelihood of retired employees.
Question 7: What does medical insurance co-ordination mean? Overall planning means that when medical insurance pays, the medical expenses incurred in seeing a doctor reach the overall planning line, and medical insurance will bear a certain proportion of medical expenses. Suppose you spend 1 1,000 yuan in hospital and the overall payment line is 1 500 yuan, then the remaining 8,500 yuan will go into overall planning, and you may only need to promise 2,000 yuan or 3,000 yuan, which means that medical insurance will help you pay part of it.
Question 8: What is the meaning of social pooling in endowment insurance? Income from social pooling funds: refers to the social pooling funds paid by the units that are included in the basic old-age insurance according to the payment base and proportion stipulated by the state, and the income that forms the source of funds obtained by other means, including: income from social pooling funds paid by units, financial subsidy income, interest income and other income.
Expenditure of social pooling funds refers to pensions and funeral subsidies paid by social pooling funds to individuals who have participated in basic old-age insurance, as well as expenditures incurred due to the transfer of insurance relations and the transfer of funds at higher and lower levels. Including: basic pension, transitional pension, retirement fee, severance payment, subsidy, funeral pension subsidy and other expenses.
The basic old-age insurance system in China implements the mode of combining social pooling with individual accounts. The contribution ratio of enterprises is about 20% of the total wages, and the contribution ratio of individuals is 8% of their own wages. Part of the basic old-age insurance premium paid by the enterprise is used to establish the overall fund, and part of it is included in the personal account; The basic old-age insurance premiums paid by individuals are included in personal accounts. Basic pension consists of basic pension and personal account pension. The basic pension is paid by the social pooling fund. The monthly basic pension is 20% of the average social wage of employees, and the monthly personal account pension is1120 of the accumulated amount of personal account funds.