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Why does it take a few days to confirm the purchase of funds and confirm the purchase of stocks immediately?

Because the stock is bought at the real-time share price, it can be confirmed immediately.

When buying a fund, you need to wait until the stock market closes to calculate the net value of the day, and then allocate the number of shares according to the amount purchased by the shareholders, so the general confirmation time will be the next working day. In addition, if the fund is purchased after 3 pm, it will be confirmed on the third working day at the earliest.

similarly, the same is true when investors sell funds, and it is impossible to calculate the net value on that day.

expanding information

fund buying skills

1. Look at the market outlook before operating

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a while to maximize the benefits. If it is a bear market, it is redeemed in advance, and it is safe to leave the bag.

2. Converting into other products

Converting high-risk fund products into low-risk fund products is also a kind of redemption, for example, converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also a redemption idea.

3. Regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Regular fixed redemption is a redemption method with regular fixed investment.

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