Deposit interest rate The implementation date of this deposit interest rate adjustment is July 7, 20 1 1 year. 1. Deposits of urban and rural residents and units (1) Current 0.50% (2) Fixed term 1. Three-month lump sum deposit and withdrawal 3. 10% half a year 3.30% one year 3.50% two years 4.40% three years 5.00% five years 5.50%2. Lump sum deposit and withdrawal. One-year interest rate is 3. 10%, three-year deposit is 3.30%, and five-year deposit is 3.50%. 3. Within one year, lump-sum deposit and lump-sum interest rate concessions of the same grade will be given, with the agreed deposit of 1.3 1%, 0.95% for one day and 1.49% for seven days.