there is no good or bad for an insurance company, but the product that suits you is the best.

scientifically buying insurance requires adults before children; Insurance (accident, medical care, serious illness) should be provided before investment (pension, education, financial management, etc.). Especially at your age, accident insurance must be considered. There are many factors to consider when buying insurance reasonably: age, gender, annual income, annual expenditure, annual balance, what protection is available at present, whether there are loans, and whether there are investments (stocks, funds, bonds, real estate, etc.). So don't let these uncertain factors affect our future quality of life. We must consider comprehensiveness, because insurance payment is directly linked to age. The older you are, the higher the cost and the shorter the guarantee time. In addition, scientific planning of insurance is to control the annual insurance coverage at 15-2% of the family's annual income, and the life insurance coverage should be 5-1 times of your annual income, so as to avoid potential risks reasonably.