Money fund is an investment fund, which mainly invests in the money market. The investment portfolio of the money fund is mainly short-term bonds in various currencies, and others may include short-term investment tools such as money market tools and cash, and the investment period generally does not exceed one year. Money fund has low investment risk and low yield, and is generally suitable for investors with high requirements for short-term investment.
Second, the advantages of the Monetary Fund
1. Low investment risk: The investment portfolio of the Monetary Fund is mainly short-term money market bonds, and the default risk of these bonds is extremely low, so investors do not have to worry about the loss of funds of the Monetary Fund.
2. Short investment period: The investment period of money funds generally does not exceed one year, which can meet the short-term investment needs of investors.
3. Stable income: although the money fund has a low yield, it is relatively stable, and investors can have a high income guarantee.
Third, how to buy money funds
1. First, you need to open an account in a securities company and apply for online trading services.
2. Then go online to buy money funds, select money fund products, enter the purchase amount, and then submit the order.
3. Then you need to complete the fund payment. At this time, you need to enter the bank card number and other information to complete the payment operation.
4. Confirm the purchase and complete the purchase operation.
Four. Matters needing attention in purchasing money fund
1, when buying money funds, you must pay attention to the risk level of money funds, and don't buy high-risk money funds.
2, fully understand the rate of return, investment period, investment portfolio and other information of the money fund to determine the investment value of the money fund.
When buying money fund, you need to be careful not to invest more than you can afford.
Verb (abbreviation of verb) Monetary fund investment strategy
1. investment duration: when investing in money funds, you must arrange the investment duration reasonably according to your investment objectives in order to achieve the investment effect.
2. Investment quota: When investing in monetary funds, you must control the investment quota and don't invest more than you can afford.
3. Portfolio: When investing in money funds, we should fully understand the portfolio of money funds in order to grasp the investment risks.
The future development trend of intransitive verb money fund investment
With the development of economy, there are more and more investors in the money fund, and the investment amount is also increasing. The amount of money invested by investors will also continue to increase, and investing in money funds will also become the new favorite of investors. In the future, money fund investment will be more mature, and investors can invest in money funds with more confidence.