The fund is not a capital-guaranteed product and does not guarantee 100% return. The rise and fall of the fund is mainly determined by the investment target of the fund. If the investment target rises, the foundation gains income and the investment target falls, then the foundation loses money.

Historically, the probability of making money by holding funds for a long time is higher than that by holding funds for a short time. At present, the funds bought by investors are mainly stock-based or hybrid funds, which mainly invest in stocks, and the conversion time of bull and bear in the stock market is longer, so the probability of long-term holding of funds is greater.

Matters needing attention in choosing hybrid funds

Historical performance of fund managers: the historical performance of funds can reflect the investment level of fund managers to some extent. Generally speaking, the better the historical performance of fund managers, the higher the level of investors, and vice versa.

Fund size: Hybrid funds are active funds, and the fund size cannot be too small or too large. Smaller funds are relatively risky, and larger funds have higher requirements for the ability of fund managers.