First, select funds with outstanding performance, such as China Post Core Optimization Fund and CITIC Bonus Selection, and invest the funds in batches in two years. Accumulate 2000 yuan per month, temporarily deposit it as a current account, and pay attention to the trend of the stock market (if you don't have time, you can consult a bank wealth manager or a securities professional). Whenever the market is deeply adjusted, investing the previously accumulated funds into the target fund and then accumulating and reinvesting can effectively reduce the purchase cost. Based on the first 1 year investment income of 20% and the second year investment income of 10%, the principal and interest income can reach 63,360 yuan after two years, which can realize the desire to buy a car. When purchasing funds, Mr. Li Can chose online fund supermarkets launched by several banks, which reduced the purchase cost by 60% and the investment cost.