Step 1: Open Alipay-Wealth Management-Fund.
Step 2: Click on the fund ranking-choose the stock type (we take the stock type as an example)-choose the increase in the past five years.
The anti-risk ability of the fund selected in this way will not be too bad.
Step 3: Pay attention to the fund scale, fund manager, establishment date, rating, handling fee and other indicators. If it is an index fund, please also refer to the tracking error.
1. Fund size: neither too large nor too small, because the fund size is too small to be realized and too large to be managed. We should choose a fund with a general fund size (5 billion to 8 billion, this is just a reference, you can choose as appropriate).
2. Fund managers: those who have been elected for more than 3 years. Our investment fund is actually an investment fund manager. If the fund manager changes frequently, it will also affect the fund income, so remember to check the fund manager's position.
3. Date of establishment: Of course, the longer the better, indicating that it can stand the test of the market to a certain extent. Generally choose more than 5 years.
4. Rating: Samsung or above
5. Handling fee: The lower the better. You can compare the selected funds, which are lower and lower.
6. Tracking error: The smaller the better.
The first two indicators can be seen in the column of fund files.
Through this round of screening, you can say that you are the "hen" who can lay golden eggs. Buy with confidence, vote with confidence!
Other types of fund screening are similar, and you can also screen according to the above criteria.
So what should I pay attention to when buying a fund? Let's get to the second point we want to talk about.
Second, what should I pay attention to when buying a fund?
1, be sure to take profit! Take profit! Take profit!
Why should I emphasize take profit? Because the whole economy, although it is upward as a whole, the economic cycle is endless. After completing an economic cycle, if the long-term profit does not stop in time, it is possible to enter the economic downturn cycle. At this time, if you don't stop the loss in time, the profit will be greatly reduced, and even a loss will occur. Therefore, in order to avoid this situation, buying funds must take profit!
2. Don't trade every day
You should know that there is a handling fee for buying and selling funds, and it is related to the number of days you hold them. Generally, the longer you hold it, the lower the cost. Buying funds frequently carries out short-term operations, which not only wastes transaction costs, but also may miss many rising prices.
Investment is risky, and buying a fund is also an investment. How can we reduce the risk of investment? This is the problem of matching funds that we are going to talk about next.
Third, how to buy a fund?
If you invest in several funds at the same time, it is best not to choose the same type of investment projects, try to choose an investment industry that does not repeat, and hold heavy positions without repeating.