Total redemption amount = redemption share × net value of fund share on the redemption day; Redemption cost = total redemption amount × redemption rate; Redemption amount = total redemption amount-redemption fee. Fund redemption share refers to the amount that investors apply for redemption. The amount of redemption depends on the share held. You can apply for full redemption or partial redemption.
The Fund adopts the method of "share redemption", and the redemption price is calculated according to the net value of fund shares on T day. Redemption before trading day 15:00 is calculated according to the net value of the fund on that day; Redemption after trading day 15:00 is calculated according to the net fund value of the next trading day. If 10000 yuan is redeemed, the net value of the day is 1, the rate is 0.50%, and the redemption fee =10000x1x0.50% = 50 yuan.
Lost fund conversion skills:
1. Convert the loss-making fund currently held into a fund with better performance, and reduce the loss of the fund. When an investor holds a fund, if there is a big loss in the fund, the investor can change the fund that holds a fund company with better performance through fund conversion, so as to reduce the loss of fund investment.
2. If the performance of this fund is not outstanding, the annual income ranking of/kloc-0 or the two-year income ranking of similar funds is not within the bottom 30%. Investors buy, because they buy in the high net worth area in the early stage, resulting in losses. This kind of situation can be kept for the first time, and then it can be sold when there is a profit. If the performance of this fund is poor, it has been ranked at the bottom of similar funds for many years. Such funds are basically abandoned by fund companies, and the allocated fund managers are also very weak. Such a fund must be resolutely redeemed.
3. Every fund will have key investment industries. If the industry is going downhill, the stock prices related to the industry will fall, and the corresponding fund prices will also fall, which will bring losses to investors. At this time, investors can choose the industry with better development prospects to invest according to the development trend of the industry, and then screen the funds corresponding to the industry. The price fluctuation of industries with better development prospects will be less, which can bring higher returns to investors.