Asset management plan is a kind of wealth management products, and the general threshold is relatively high. Bank wealth management products are numerous and intensive, and tend to be short-term. Investors can only participate in the offering period and redeem at the end of the period, which has poor flexibility and liquidity. The income stability of bank wealth management products is weak, and different product designs will bring great income differences.

Extended data:

Collective asset management plan: as the name implies, it is a collection of customer assets and is managed by professional investors (brokers/fund subsidiaries). It is an innovative financial service product developed by a securities company/fund subsidiary for high-end customers, and it is an asset invested in equity or fixed-income investment products agreed in the product.

Wealth management products, that is, products designed and issued by commercial banks and formal financial institutions, are a kind of wealth management products that invest the raised funds in relevant financial markets, purchase relevant financial products according to product contracts, and then distribute them to investors according to contracts.

Financial products-Baidu Encyclopedia

Collective Asset Management Plan-Baidu Encyclopedia