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Is it safe to save money in the financial management link in WeChat now?
Security, equivalent to money fund, binding bank card. If it is redeemed, it will be directly credited to your bank card. Just like Yu 'ebao, they actually buy a money fund, which has low risk and high income, but it is not guaranteed.

Tencent's diversified financial service platform, Licaitong, is actually similar to Alipay's balance treasure. It manages money through the balance and is available at any time. Licaitong belongs to money fund management, and the risk is very low. Unless the fund company goes bankrupt, even so, the principal can still be recovered.

Extended data:

Product characteristics

Security card setting: Licaitong can only exchange security cards.

The special settings of Licaitong can only be transferred to one bank card, and can only be exchanged with a security card, but it can be purchased with multiple bank cards. The first bank card purchased by Licaitong will be used as the Licaitong protection card, and the funds can only be redeemed with this card.

Diversification of choice: multiple choices of fund companies/wealth management products

Licaitong cooperates with many fund companies to give users more choices. Existing cooperative funds include Huaxia Fortune Bao, Huitianfu All-inclusive Bao, Yifangda Easy Finance, Guangfa Tiantianhong, China Merchants Zhao Li, Minsheng Jiayin and Yin Hua Bimonthly Finance. 2065438+May 2005, two index funds, ICBC Shanghai and Shenzhen 300 Index and E Fund Shanghai and Shenzhen 300ETF, were launched one after another.

Baidu encyclopedia-licaitong