First, how to play the gold fund
1. Gold funds are divided into on-site ETF funds and off-site linked funds, which are fund products sold by platforms such as Alipay.
2. The subscription starting point of ordinary OTC gold funds is 1 yuan, and there is no handling fee for buying. T-day purchase, T+ 1 day confirm the share according to T-day gold price, and T+ 1 day update the net value to check the expected return.
3. You can choose to buy the fund share and sell it. The fund at the time of selling is confirmed according to the gold price on the trading day. For example, if investors sell before T-day 15: 00, the gold price on T+ 1 day will be confirmed. If it is sold after T day 15: 00, it shall be confirmed according to the gold price of T+ 1 day.
4. The calculation formula of expected return of gold fund is: expected return held = (gold price-cost gold price) * grams held. The gold price and expected income of that day will not be updated until the evening, so investors don't know the gold price of that day when they sell during the day.
Second, the skills of buying gold funds
1, handling fee
When the gold fund is sold, the fund company will charge a different percentage of the handling fee according to the number of days the fund is held, and the handling fee can be waived if it is held for more than 30 days. If you buy gold funds in bulk, the redemption is generally in accordance with the first-in first-out rule.
2. Golden tickets
Alipay launched the golden coupon activity, and investors can get the golden coupon after completing certain tasks. Golden tickets can be converted into gold shares at the ratio of 65,438+0,000: 65,438+0, and the gold shares can be directly used to offset the subscription fees of the gold fund.
3. Time of buying and selling
The trading of gold funds cannot be confirmed until T+ 1, so it is not recommended to buy or sell funds after Thursday 15: 00, that is, after the two-day holiday 15: 00.
The above content about how to play the gold fund, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.