China Merchants Monthly Financial Management is a hot-selling product of Licaitong, which is essentially a financial management fund. Many people know about money funds, but they are not necessarily familiar with financial funds. So, is it safe to attract investment and attract income from monthly financial management? Let's make a brief analysis today to see if it is reliable.

First, from the nature of the product.

China Merchants Zhao Li Monthly Wealth Management is a wealth management fund, which is issued by China Merchants Fund Management Co., Ltd. This kind of fund has a certain investment period, and it must be held for 30 days before it can be withdrawn. Mainly invest in bank deposits and short-term bonds with high credit rating. These investments have good liquidity, stable expected returns and very high security.

Second, from the perspective of risk level.

From the perspective of risk level, the monthly financial management risk of attracting investment and attracting income is low. As we all know, money funds are also low-risk, and the safety of goods-based babies such as change pass and Yu 'ebao can be assured. The investment direction of wealth management fund and money fund is similar, so there is not much difference in risk.

Third, from the historical performance.

Wealth management funds mainly invest in money market instruments, and the most typical representative of money market instruments is all kinds of deposits, so there is almost no risk in wealth management funds. Historically, there has been no loss or non-payment of expected principal income in the monthly financial management of attracting investment, and the security is guaranteed to some extent. In the past year, the annualized expected income of monthly financial management to attract investment and attract income is good, and investors can be satisfied.

Fourth, from the perspective of the issuer.

China Merchants Fund issues monthly wealth management, with assets exceeding 410 billion yuan, ranking seventh among Public Offering of Fund companies, and it is a veritable large fund company. Its bond investment management level and the strength of the investment and research team ensure the financial security for attracting investment and attracting profits every month.

Generally speaking, the monthly financial management that attracts commercial interests is relatively safe, the risk is similar to that of Yu 'ebao, and the principal is not easy to lose, so investors can rest assured.