In risk management, which of the following methods belong to financial bank risk management techniques? , which belongs to financial risk management technology

Financial risk management technology mainly includes:

1. Retained risk

Retained risk refers to the risk Self-responsibility, that is, the method by which an enterprise or unit bears the consequences of risks and damages on its own. Retained risk is a very important financial risk management technique. Retention risks can be divided into active retention and passive retention.

2. Risk transfer

Risk transfer means that some units or individuals consciously transfer losses or the consequences of losses to other units or individuals to avoid bearing losses. Risk management approach. Such as entering into an insurance contract. 44. In risk management, the following methods are financial risk management techniques ().

First of all, you must know that risk management methods are risk management techniques, which are divided into control risk management techniques and financial risk management techniques. Among them, control-type risk management techniques mainly include avoidance, prevention, and suppression, while financial-type risk management techniques mainly include retained risks and transferred risks. Among the following methods in risk management, the financial risk management technology is the modernization of management ideas. That is to say, we must have service concepts, economic benefits concepts, time and efficiency concepts, competition concepts, knowledge concepts, talent concepts, and information concepts.

Modernize management methods. That is to promote advanced management methods, including modern business decision-making methods, modern financial management methods, modern material management methods, modern enterprise production management methods, etc.

Modernize management staff. That is to say, efforts should be made to improve the basic quality of enterprise managers, modernize the talent knowledge structure, and enable all enterprise managers to truly "understand technology, be able to manage, and be good at management."

Modernize management methods. That is, the modernization of information transmission means. In risk management, what methods are "financial risk management techniques"?

Retained risks and transferred risks.

Financial risk management technology reduces the cost of losses by providing funds. That is, through the financial arrangements made before the accident, we can relieve the economic difficulties and mental worries caused to people after the accident, and provide financial support for resuming corporate production and maintaining normal life.

Self-retained risk refers to the self-bearing of risks, that is, the method by which an enterprise or unit bears the consequences of risk damage. Retained risk is a very important financial risk management technique. Retention risks can be divided into active retention and passive retention. The retention method is usually adopted when the frequency and degree of losses caused by risks are low, the losses can be predicted in the short term, and the maximum loss does not affect the financial stability of the enterprise or unit. Self-retained risks are low-cost, convenient and effective, which can reduce potential losses and save costs. However, retained risks are sometimes unable to achieve the effect of handling risks due to limitations in the number of risk units or limitations in self-bearing capacity, resulting in difficulties in financial arrangements and ineffectiveness.

Risk transfer refers to a risk management method in which some units or individuals consciously transfer losses or loss-related consequences to other units or individuals to avoid bearing losses. Such as entering into an insurance contract. The policyholder pays the premium and transfers the property risks, personal risks, and liability risks faced by the individual to the insurance company. This risk management method has many advantages and is the most effective method for risk management.

Transferred risks also include:

1. Financial non-insurance transferred risks. Financial non-insurance transfer risk refers to units or individuals transferring losses or the financial consequences related to losses to other units or individuals through economic contracts, such as mutual guarantees, fund systems, etc.; or people use contracts to risk possible losses. Liability for any losses due to uncertain events is transferred from one party to the contract to the other party, such as the exemption provisions and compensation clauses in sales, construction, transportation contracts and other similar contracts.

2. Financial insurance transfers risks. Financial insurance risk transfer refers to a risk management technology in which units or individuals transfer the property risks, personal risks and liability risks they face to the insurer by entering into insurance contracts. The policyholder pays the premium and transfers the risk to the insurer, who then assumes the responsibility for compensation or payment within the scope of liability stipulated in the contract. As one of the risk transfer methods, insurance has many advantages and is one of the most effective methods for risk management. What are control risk management techniques and financial risk management techniques?

You will understand this issue if you study it carefully. 9. In risk management, the type of risk management technology that makes financial arrangements for uncontrollable risks by providing funds belongs to ()

This should be the "risk tolerance" aspect of the risk response strategy.

What types of risk management techniques are included in the options of the original question? List them all to see if there is a better answer 9. In risk management, the type of risk management technology that makes financial arrangements for uncontrollable risks by providing funds is () quantitative type

Financial risks.

Financial risk management technology reduces the cost of losses by providing funds. That is, through the financial arrangements made before the accident, we can relieve the financial difficulties and mental worries caused to people after the accident, and provide financial support for resuming corporate production and maintaining normal life.

Financial risk management techniques mainly include the following methods:

1. Retained risks.

Retention risks can be divided into active retention and passive retention. The method of retaining risks is usually adopted when the frequency and degree of losses caused by risks are low, the losses can be predicted in the short term, and the maximum loss does not affect the financial stability of the enterprise or unit.

2. Transfer risks.

Risk transfer refers to a risk management method in which some units or individuals consciously transfer losses or the financial consequences related to losses to other units or individuals in order to avoid risk losses. There are two ways to transfer risks: financial non-insurance transfer and financial insurance transfer.