Among them, the fund holding share refers to the number of funds held by investors, which is generally determined when the fund is bought. The fund amount divided by the net value of the fund unit is the fund holding share; The fund holdings refer to the total assets of the fund, which is equal to the net value of the fund unit * the fund holdings. Under normal circumstances, when the net value of the fund unit rises, the total assets of the fund will increase, which means that the foundation will gain income. If the net value of the fund falls, the total assets of the fund will fall.

2. The holdings and shares of funds are different, because each fund has a certain value, so the share of the fund will be inconsistent with the amount of the fund.

3. When redeeming the fund, be sure to pay attention to whether to apply for redemption according to the holding amount or according to the holding share.

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I. Shares held by the Fund

The share of a fund is how much share you hold in this fund. When the unit of measurement of the Fund is time, the unit of valuation is RMB.

The amount held by the fund is your share in this fund and how much it is worth now. Generally speaking, fund holding amount = fund holding share * fund unit net value.

If you buy a fund with 5 10 yuan's money and 10 yuan's handling fee, then the net value of this fund is 1 yuan, and your share is (510-1yuan =500 shares.

Fund shares are publicly issued to investors by fund sponsors, and users who hold fund shares can enjoy other rights such as dividends and residual property after liquidation.

Second, the amount held by the fund.

Holding amount refers to the calculated price of someone's fund holding share.

The amount held by the fund is your share in this fund and how much it is worth now. Generally speaking, fund holding amount = fund holding share * fund unit net value.

If you buy a fund with 5 10 yuan's money and 10 yuan's handling fee, then the net value of this fund is 1 yuan, and your share is (510-1yuan =500 shares.

Third, the fund rate of return:

Suppose an investor subscribes for multiple funds in the primary market at the price of 1.05438+0 yuan per share. What is the rate of return? There are three situations to analyze this.

Because we want to calculate the short-term rate of return of fund investment, we choose the index of current rate of return. Current rate of return R=(P-P0+D)/P0

Market Price P> Initial Purchase Price P0

The initial purchase price P0 is less than the current price P, and the rate of return R of fund holders is in an ideal state, and the size of R depends on the price difference between P and P0.