Can the elderly buy bank funds?
When buying funds, the elderly can generally buy bank funds, but minors are restricted from buying funds. Because minors are young and basically have no financial resources, they are not allowed to buy funds.
When the elderly buy funds, they need to pay attention to the detailed introduction of the funds, because bank funds are not funds sold by banks, but generally funds sold on a commission basis, and this fund is risky.
Old people are old and generally reach the age of providing for the aged. In fact, it is not recommended to use high-risk fund types. Generally speaking, it is recommended that the fund type with low risk and good liquidity is better.
Can an 80-year-old man buy a fund?
When buying a fund, there is generally no stipulation as to when the maximum age is. If an 80-year-old person wants to buy a fund, he can look at the details of the fund. If there is an age limit, it will generally be stated on it. He can buy it if there is no age limit.
Only the 80-year-old man is older, so it is not recommended to use high-risk fund types. We can consider a low-risk fund type, such as money fund, which is the least risky of all fund types and has relatively good liquidity. T+ 1 redemption, and the time of receipt is relatively fast.
If you need useful money, you can redeem the fund a few days in advance, and the money fund does not need to stare at it every day. The income is relatively stable and the possibility of loss is relatively small. Just occasionally look at the income. Only when choosing a monetary fund, we should consider choosing an excellent monetary fund from many aspects.
For example, when choosing a monetary fund, try to choose a larger fund size, so that the possibility of liquidation is relatively small. Fund managers choose people who have long working hours, rich experience, high fund morning star level and good past income.