Different wealth management products show their expected income in different ways. Monetary funds usually use seven-day annualized expected returns to express the historical performance of products. Investors will also take the seven-day annualized expected rate of return as one of the reference indicators to measure the product yield. So what is the expected return of 3% to 1 10,000 in 7 days?

1. Calculation method of seven-day annualized expected rate of return

The 7-day annualized expected rate of return is the data obtained by annualized according to the 7-day average expected rate of return of the money fund. The calculation formula of seven-day annualized expected rate of return is complicated.

To put it simply, if the average expected daily income of a monetary fund in the past seven days is 1 10,000 yuan per day, then the current seven-day annualized expected income of the fund is about 3%.

It should be noted that the 7-day annualized expected return is roughly equivalent to the annualized expected return, which is calculated with a one-year term instead of 7 days.

2.7 What is the expected return from 3% to 1 10,000?

1, the expected return for one day

If an investor holds a fund product of 1 1,000 yuan, the 7-day annualized expected return rate is 3%, which means that the average expected daily return in the past 7 days is: 1 1,000 * 3%/360 = yuan.

In the money fund, in addition to the seven-day annualized expected rate of return, the data of "ten thousand expected returns" will also be displayed. The so-called expected income of 10 thousand is the actual expected income obtained by investing 10 thousand yuan. If the 7-day annualized expected return rate is 3%, it means that the average daily expected return in the past 7 days is RMB.

In the money fund, if you want to know the actual expected income of the product in the past, the expected income of 10 thousand copies will be more accurate. The seven-day annualized expected return team is a theoretical expected return, not an actual expected return.

2. Expected income for one year

If the seven-day annualized expected return of the fund is 3%, assuming that the expected return of the fund remains unchanged in the future, the expected return of holding the fund for one year is: 10000*3%=300.

The above contents about the expected income of 3% to 10 thousand in seven days, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.