If the company handles the housing provident fund for itself, it can make a provident fund loan when buying the first suite, or withdraw the provident fund, so how to check the balance of the housing provident fund? Below, in order to help you better understand the relevant legal knowledge, Net Xiaobian has compiled relevant contents, hoping to help you.
How to inquire about the balance of housing provident fund
1. Inquire about the balance of individual account of housing provident fund:
Method 1. Log in to the housing provident fund management center in official website to inquire:
1. Enter the official website through the link of "Inquiring about individual housing provident fund" and click to enter the inquiry page; (You can search through Baidu or enter the inquiry through the national housing provident fund inquiry system)
2. Enter the account number (ID card or provident fund card number) and password to enter the account details page.
Method 2. Log in to the online banking of the provident fund custodian bank for inquiry
1. Log in to the online banking of China Industrial and Commercial Bank (or other provident fund custodian banks);
2. After logging in successfully, you will enter the online banking welcome page, and click the "My Account" column link in the navigation bar;
3. after entering the "my account" page, find the option of "housing provident fund" in the function menu on the left and click "housing provident fund";
4. select "my housing provident fund", "query transaction details" and "query repayment schedule" to be queried according to your own needs.
Method 3: Go to the counter of the housing provident fund management center to inquire
1. The employee needs to bring the original ID card of the employee when inquiring;
2. The unit manager needs to bring the original letter of introduction issued by the unit and the original ID cards of the employees and managers when inquiring;
3. When inquiring, the client must bring the original ID card and power of attorney of the inquiring employee and the client;
4. Bring information to the counter of the district provident fund management center;
5. If you want to inquire (print) the historical details of provident fund deposit (more than one and a half years), you must bring the original ID card to the provident fund center (office, sub-center) to apply, and you can get the inquiry details after five working days.
Method 4: Call the 12329 provident fund service hotline
1. Call the provident fund hotline;
2. Click self-service inquiry according to the prompt;
3. Click Account Inquiry and enter the account number and password of the provident fund.
note: cities that have not opened the 12329 provident fund inquiry service need to inquire at the provident fund management center.
Method 5: Inquire by SMS (not supported in some cities)
Edit the SMS according to the requirements of provident fund inquiry format and send it to the inquiry number.
Method 6: Alipay inquires about the provident fund (only Alipay is enabled to inquire about the use of the provident fund city)
1. Click the Alipay wallet button on the mobile phone desktop to open it and enter the home page;
2. find the "city service" button and open it to enter the next operation;
3. in the "city service" menu, find the "provident fund inquiry" button;
4. When operating this service for the first time, you need to confirm the authorization first;
5. After authorization is completed, you can click the "Personal Query" button;
6. Enter the ID number and inquire the password according to the system prompt;
7. After entering the interface, you can wait for the system to provide specific data.
2. The business process of housing provident fund withdrawal is as follows:
1. The employee submits an application for withdrawal of housing provident fund to the unit where he works, and after verification, the unit where he works issues an Application for Withdrawal in duplicate. The employees of centralized sealed households shall apply to the sub-center or the management department to issue an Application for Extraction.
2. The employee shall apply to the sub-center or management department where the housing provident fund is deposited by the unit with the Application Form for Withdrawal and other withdrawal application materials, and the sub-center or management department shall issue the Notice of Withdrawal, which shall be signed by the employee to confirm the withdrawal amount.
3. On the same day, the employee shall go to the Construction Bank to go through the withdrawal formalities with the Application for Withdrawal in duplicate and the Notice of Withdrawal in triplicate, which have been verified and confirmed by the sub-center or the management department.
4. The employee will return a copy of the Notice of Withdrawal after the payment is confirmed by CCB to the unit as the accounting voucher of the unit.
The above content is the relevant answer. The balance of those provident funds can be directly queried on the Internet. In principle, employees can use the housing provident fund when purchasing real estate. This will not distinguish between buying a house by loan or buying a real estate at one time. If you have other legal questions, you can consult the relevant lawyers on the Internet.