The medical insurance card is very important for everyone. You can use it to buy medicine and see a doctor, so as to reduce the burden on patients. However, many people have many questions about medical insurance, for example, will the balance of medical insurance card be cleared? Because the medical insurance card will return a lot of money to the account every year, and the money in the card was not used up in that year, will it be cleared? The role of the medical insurance card

Everyone who has a medical insurance card knows that the medical insurance card records the name, ID number and other information, and it is a dual-purpose card. Moreover, those who have money to return to the medical insurance card every month can use the medical insurance card when they go to buy medicine or see a doctor.

the medical insurance personal account is actually a set of personal information recorded in the social security department. When employees participate in the basic medical insurance for employees, the medical insurance department will allocate a certain proportion of money to the employee's personal account in accordance with local medical insurance regulations for personal registered consumption and drug purchase. This part of the money is also used cumulatively and will not be cleared. In fact, the personal account of medical insurance also calculates interest every year like the bank account, but the bookkeeping interest rate is uniformly announced by the human and social departments, not determined by the bank. Amount of medical insurance card

Besides, how much money is there in the medical insurance card for one year? According to the regulations, all the medical insurance premiums paid by employees every month are included in personal accounts; The basic medical insurance premium paid by the unit is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund. The average individual pays 2% of the salary, and the unit pays 9% of the salary. For example, if an employee with a monthly salary of 5, yuan pays the medical insurance fee in full, the monthly fee is: 5, * 2%+5, * 9% = 55 yuan. According to this calculation, the annual deposit of the medical insurance card is 6,6 yuan. The money in the medical insurance card is the money in the personal account and will not be cleared

The money in the medical insurance card is the money in the personal account. Generally speaking, only the medical insurance for urban workers will have a personal account. This part of the money is owned by individuals and there is no time limit. That is, if the money in the personal account in the medical insurance card is not used, then the money will always increase cumulatively. For the zero-clearing statement, it is generally caused by the promotion of pharmacy merchants or misunderstanding of policies.

It is suggested that the money in medical insurance can be used for outpatient service or medicine purchase, and try not to buy something unrelated to treatment. In this way, even if the medical insurance is broken, the money in the personal account can be used to treat diseases to reduce the burden of treatment expenses.