Before surrendering, you can call the customer service phone of the insurance company, submit the application for surrender together with the customer service, or ask what materials are required for surrender.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.