No one will be happy in the face of the fund's losses, but we still have to make an objective and concrete analysis of the fund's situation.
Holding time length
It is normal for the market to fluctuate in the short term. Even funds with excellent performance can't go up every day. It's normal that the profit is not obvious or there are floating losses after buying the fund. You can't deny a fund because of its poor short-term performance. We might as well lengthen the time dimension and observe the fund for a long time.
Compare the performance of funds and indexes.
The mainstream index represents the average situation of the market. We can compare the fund and the corresponding mainstream index from different time dimensions, such as the past six months, 1 year, 3 years, etc. By comparing the performance differences within the interval, we can intuitively see whether the fund has achieved the performance of market excess returns.
Pay attention to the ranking of funds.
Pay close attention to the changes in the ranking of the Fund among its peers in a timely manner. If this fund ranks high among its peers for a long time, it means that this fund is relatively stable and has excellent performance. If the ranking is poor only in the short term, we can include it in the observation object, and there is no need to do anything in a hurry. Funds may be affected by news or short-term market fluctuations, and excellent funds cannot always stay at the top.
Changes in investment style
When the fund loses money, we can check whether the investment style of the fund has changed. If the turnover rate of the fund's positions is relatively high, and the positions in the fund are sought after by active stock, then the investment style of the fund has changed with great probability, which needs careful consideration.
How to treat a fund that has just lost money?
We met a strange fund and were attracted by its outstanding performance. After buying it, the fund probably rose for a while. If you continue to buy, you will have the nature of chasing up and risk being stuck in the short term. Therefore, it is very important to do a good job in position management in investment and investment. If it is a heavy quilt cover, there is no extra money to cover the position when calling back. This situation will make people feel uncomfortable. Do a good job in position management, and you can flexibly control positions during the investment process, and you will not be too passive. In addition, we must do a good job in asset allocation and spread risks. The loss of this fund can be made up by the profits of other funds to cope with the frequent switching of market styles.