Some investors buy a fund and want to transfer it to others, but they don't know how to transfer it. So can the fund be bought by others? Can I transfer it to someone else? So today, Bian Xiao is here to sort out the relevant knowledge of the fund for everyone. Let's have a look!
Can others buy funds?
Funds can be bought by others, but only others can see the increase of funds bought by others. If others don't admit to buying them for you, the money will be wasted. Under normal circumstances, it is very convenient to buy funds online by yourself, so don't bother others.
At present, you can buy funds on Alipay and WeChat, which is very convenient. If you use WeChat more, you can buy funds on WeChat. If you use Alipay more, you can buy a fund on Alipay, but you should pay attention to the risks of the fund when buying it, and you must be careful when buying it.
At present, we can't see the function of transferring funds to others, but there will be a function of conversion, that is, conversion to other funds. If you need money and don't want to change it, you can actually change it. General funds are more flexible.
The time required for fund redemption is generally T+ 1, that is, it will arrive on the next working day. If you want to receive the account quickly, it is best to redeem it before 15:00 from Monday to Thursday, and it will be slower on Friday, Saturday, Sunday and holidays.
What is the income of 10 thousand when the fund rises by 0.03%?
Suppose an investor has 10000 yuan and the fund increases by 0.03% that day, then the money earned is: 10000 _ _ 0.03% = 3 yuan, and the money earned is not much. Generally speaking, the increase of pure debt funds will not be great, and the main investment bonds are relatively less risky and more suitable for conservative types.
However, if investors don't like to earn too little money, they can consider high-risk fund types, such as stock funds, which mainly invest in stocks and have large fluctuations in funds.
Some stock funds can rise to 7% a day when the market is good. Suppose the subscription amount is 10000 yuan, and the fund market is good, with an increase of 7% that day, then the money earned is: 10000 _ _ 7% = 700 yuan, and the money earned is more.
But when the fund market is not good, it is possible to fall by 7%. If the fund goes up by 7% that day, the money lost is: 10000__7%=700 yuan, and the money lost is the same as the money earned. Therefore, when buying high-risk fund types, it is necessary to know whether you can bear the risks.
1 yuan How much did you lose on the foundation?
1 yuan to buy the foundation loss mainly depends on the foundation loss. For example, a loss of 10% means a loss of 0. 1 yuan, a decrease of 20% means a loss of 0.2 yuan money, a decrease of 30% means a loss of 0.3 yuan money, and so on.
Generally speaking, at most, it is the loss of principal, which will not lead to loss. But the loss of principal is relatively rare. Some funds may lose 50% a year, that is, 0.5 yuan. Therefore, when the fund loses money to a certain extent, it will stop.
You can set a stop loss point and redeem it in time as long as it reaches the stop loss point. If you buy a fund of 1 yuan, you won't lose much, because you can't make money, and you won't lose money, because the principal is too low and you can hardly see any change when the fund fluctuates little.
For example, if you buy a low-risk money fund and a fund of 1 yuan, it is possible that the fund account will remain unchanged for one month, and it will always be one yuan. This is because the quantity you buy is so low that you can hardly see the change. It is possible to earn a few cents a year if the fund returns well.
Can the fund be bought by others?
★ Which fund do you generally choose to buy in 2022?
★ What should I do if the fund loses money after buying it for a long time?
★ Is it cost-effective to buy a new fund or an old fund in 2022?
★ What should I do if I lose tens of thousands of dollars in buying a fund?
★ Can the Liquor Fund be bought now?