How much can Yunnan's pension increase?

This year's pension increase is determined by 3.8% of the monthly basic pension for retirees. According to the local actual situation, each province and city determines the increase of its own province and city with 3.8% as the upper limit, which means that the increase can be lower than 3.8%, but not higher than 3.8%.

At present, the per capita monthly basic pension of enterprise retirees is about 3 100 yuan, so the per capita monthly pension can be increased by 1 17.8 yuan, and the per capita monthly pension of institutions is about 7,000 yuan, so the per capita monthly pension can be increased by 266 yuan.

How much each person can increase, thousands of people, varies from place to place, and it is easy to work out with reference to local adjustment rules. In 2023, the Yunnan pension adjustment plan can only be determined when the news of official website is announced.

Adjustment of Pension Scheme for Enterprise Retirees in Yunnan Province

1, line adjustment

20 yuan will be added to everyone every month.

Last year, the standard for quota adjustment was 59.50 yuan, a sharp drop of 39.5 yuan year-on-year. However, since retirees in Yunnan can enjoy the hard and remote tilt scheme, which is also equivalent to a part of quota adjustment, everyone will take 5.5 yuan to 20 yuan more this year, which is not so exaggerated after all.

2. Hook adjustment

The double hook reflects the incentive mechanism, so that people who pay more when they are on the job can get more pensions.

(1) is linked to the payment period.

The payment period will be increased by 1 year 1.5 yuan. For the part that is less than 1 year, according to 1 year, there are few areas with the same unit price of length of service this year, and Yunnan is one of them.

The adjustment standard linked to the payment period in Yunnan is at a medium level in the whole country, and the unit price of length of service is treated equally.

(2) linked to the pension level

According to my pension level, increase by 1.6%. Last year, it was 0.8%, doubling year-on-year. The level of linking the payment period in Yunnan has jumped from a low level to a medium level this year.

3. Tilt adjustment

On the basis of quota adjustment and linkage adjustment, we will take care of the elderly and retirees in hard and remote areas and increase pensions with extra inclination.

(1) leans towards the old age: 70-79 years old, and 30 yuan is increased every month; 80 years old and above, plus 50 yuan.

They increased by 42.50 yuan and 66 yuan respectively, and each file decreased by 12.50 yuan and 16 yuan respectively.

(2) Incline to retirees in hard and remote areas:

The tilt adjustment in hard and remote areas is divided into six grades, and the year-on-year standard has risen and fallen.

Among them, retirees from six to three regions increased by 30 yuan, 25 yuan and 20 yuan each month, totaling 10 yuan. 202 1 year is 10 yuan, 9 yuan, 8 yuan and 7 yuan. 20 yuan, 16 yuan, 12 yuan and 3 yuan were added respectively.

Retirees from Category II to Category I regions will increase in 5 yuan and 2.5 yuan respectively every month. The years of 202 1 are 6 yuan and 5.5 yuan. It decreased by 65,438+in 0 yuan and 3 yuan respectively.

Summary of Adjusting Pension for Enterprise Retirees in Yunnan Province

Province: Yunnan?

Adjustment of quota: increase 20 yuan/month.

Hook adjustment

One is to increase 1 year/.5 yuan/month; The second is to increase 1.6% on the basis of the previous year's base. Three, people over the age of 70 and 80, respectively, increased by 30, 50 yuan. Fourth, 2.5 yuan, 5 yuan, 10 yuan, 20 yuan, 25 yuan and 30 yuan were added to the difficult areas. ?

Case demonstration

Shi Bobo, before this adjustment, was 7 1 year old, with a pension of 3,600 yuan, and retired in a second-class hard and remote area, with a payment period of 38 years. According to this year's pension adjustment plan, the monthly pension can be increased by 169.60 yuan, and the adjusted monthly pension level is 3,769.60 yuan, with the increase ratio of 4.7 1%.

The specific calculation method is as follows:

1, line adjustment: 20 yuan/month.

2. Hook adjustment:

Linked to the payment period: 1.5×38=57 yuan/month.

Linked to the pension level: 3600× 1.6%=57.60 yuan/month.

3. Tilt adjustment

Old Age Tilt: 30 yuan/Month

Retirement inclination in hard and remote areas: 5 yuan

Total increase

= quota adjustment+hook adjustment+tilt adjustment

=20+(57+57.60)+(30+5)

= 169.60 yuan/month

When will Yunnan's pension increase plan be announced?

The detailed rules for pension adjustment in various regions of the country will be announced at the end of June and the beginning of July.

Related knowledge:

Calculation method of retirement salary

At present, the calculation method of the basic pension for retired workers is as follows:

Basic pension = basic pension+personal account pension+transitional pension:

1, basic pension

Basic pension refers to the pension paid to retirees from the basic old-age insurance pooling fund. The monthly standard of basic pension at retirement is based on the average monthly salary of local employees in the previous year and my indexed monthly salary, and the payment is paid to 1% every1year.

Basic pension = (average monthly salary of employees in the last year in the overall planning area+average monthly salary of myself) /2× payment period ×1%;

Index average monthly salary = average payment index × average monthly salary of employees in the previous year when they retire as a whole;

Average payment index = annual payment index/payment period;

Payment wage index = payment wage in the current year/average monthly wage of employees in the last year as a whole.

2. Personal account pension

Personal account pension refers to the pension calculated according to the personal account storage of basic old-age insurance when the insured retires. Personal account pension = personal account storage amount ÷ months. The calculated number of months does not refer to the number of months that retirees actually receive the basic pension (because it is unpredictable when they retire), but a hypothetical indicator calculated according to factors such as the average life expectancy of urban population.

Personal account pension = personal account storage balance/months;

3. Transitional pension

The insured who took part in the work before the implementation of Document No.26 of Guofa [1997] and retired after the implementation of Document No.38 of Guofa [2005] belong to "middle people". Due to the accumulation of personal accounts in the past, if the accumulated payment period is 15 years, a transitional pension will be given on the basis of basic pension and personal account pension after retirement. Transitional pension payment measures shall be implemented in accordance with the specific measures formulated by provinces, municipalities directly under the central government and autonomous regions.

Take Sichuan Province as an example: transitional pension = (average monthly salary of employees in the whole province in the previous year+average monthly payment salary of myself at the time of retirement) ÷ 2×199565438+February 3 1, and accumulated payment years before the establishment of individual account × 1.3% (calculation coefficient).

The composition of enterprise employees' retirement salary includes basic pension and personal account pension, which can constitute the basic retirement salary of retirees for one month. Among them, the basic pension = (the average monthly salary of employees in the province last year and the average monthly payment salary of ten employees at the time of retirement) /2× the payment period of employees) × 1%. The personal account pension = the amount of personal account storage at retirement/the number of months corresponding to my retirement age.