1. Agricultural Bank of China’s online direct selling fund opening process: 1. Agricultural Bank of China’s Golden Harvest Card customers apply to become registered customers of personal online banking, or apply for electronic payment cards.

2. Click on the cooperative fund company page, log in to the fund company website, click "Online Account Opening", carefully read the online transaction agreement and confirm.

3. Enter your name, fund online transaction password, address, ID number, Golden Harvest card number and other information as prompted.

Golden Harvest Card is the only subscription for customer fund online transactions.

Redeem Account.

4. After the bank system verifies the consistency of the customer information, the fund company's back-end system will open a fund TA account for the customer and bind the TA account to the Golden Harvest Card account. The online account opening is completed.

Note: The specific business types, handling procedures, handling conditions, etc. are subject to the relevant regulations of the local branch of Agricultural Bank of China.

2. Introduction to the concept: Bank funds are fund companies that raise small amounts of funds from the public, and then use the raised funds for investment, earn handling fees, and return the profits to everyone.

Funds are divided into closed-end and open-end funds according to their trading methods. Close-end funds can only be traded within a specific period of time, while open-end funds can be traded at any time. Generally speaking, everyone invests in open-end funds.