Chapter I General Provisions

Article 1 Name of the Foundation: China Financial Education Development Foundation; English translation: China Foundation for Development of Financial Education; Abbreviation: CFDFE.

article 2 the foundation belongs to a national public offering foundation, and the geographical scope of fundraising is the people's Republic of China and countries and regions that allow the foundation to donate money.

article 3 the purpose of the foundation: to improve the quality of financial practitioners and popularize financial knowledge to the public, we should rely on the support and donations from all walks of life, especially the financial system, give full play to the advantages of non-profit organizations, and vigorously carry out public welfare activities related to financial education, so as to promote the development of financial education.

article 4 the original fund of the foundation is RMB 1 million, which comes from donations from domestic government departments, financial institutions and other legal person organizations.

article 5 the registration authority of this foundation is the Ministry of civil affairs, and the competent business unit is the people's bank of China.

Article 6 Location of the Foundation: Beijing.

chapter ii business scope

article 7 the business scope of the foundation's public welfare activities:

(1) with approval in accordance with the regulations, the financial system, financial institutions and social publicity and education institutions are allowed to carry out the activities of selecting and rewarding advanced collectives and advanced workers and evaluating and rewarding outstanding research achievements.

(2) Set up grants and scholarships for students in underdeveloped areas and families with difficulties.

(3) To improve the quality of financial practitioners, cooperate with domestic and foreign financial institutions, trade associations and institutions of higher learning, organize relevant training, and hold lectures and seminars;

(4) to improve the level of national financial knowledge, carry out various forms of financial knowledge popularization education.

chapter iii organization and person in charge

article 8 the foundation consists of 19 to 25 directors. The term of office of the directors is 4 years, and they can be re-elected at the expiration of the term.

Article 9 Qualifications of directors:

(1) Be familiar with relevant policies and regulations and enthusiastically participate in public welfare undertakings;

(2) to publicize the purpose of the Foundation and make suggestions for its construction and development;

(3) Having rich experience and high attainments in financial education and training;

(4) Understand the management and operation of the foundation and be able to consciously perform the duties of directors.

Article 1 Generation and removal of directors:

(1) The first directors shall be nominated by the competent business unit, major donors and promoters respectively and determined through consultation;

(2) When the Board of Directors is reelected, the competent business unit, the Board of Directors and major donors * * * will nominate candidates and organize a leading group for reelection, and all candidates and honorary directors of the Foundation will be organized to elect a new director by secret ballot.

(3) The removal or addition of directors shall be approved by the board of directors and reported to the competent business unit for examination and approval;

(4) The results of election and recall of directors shall be reported to the registration authority for the record;

(5) those who are close relatives may not serve on the board of directors at the same time.

Article 11 Rights and obligations of directors:

(1) The right to vote, to be elected and to vote;

(2) having the right to know, advise and supervise the work of the Foundation;

(3) Abide by the articles of association of the Foundation, attend the board meeting on time, and conscientiously implement the resolutions of the board;

(4) Seriously fulfill and publicize the purpose of the Foundation and actively participate in various activities of the Foundation;

(5) actively raise funds for financial education.

article 12 the decision-making body of this foundation is the board of directors. The board of directors shall exercise the following functions and powers:

(1) to formulate and amend the articles of association;

(2) to elect and recall the chairman, vice-chairman and secretary-general;

(3) to decide on plans for major business activities, including plans for raising, managing and using funds;

(4) Examination and approval of annual revenue and expenditure budget and final accounts;

(5) to formulate internal management system;

(6) Deciding to set up offices, branches and representative offices;

(7) to decide on the appointment of deputy secretaries-general nominated by the secretary-general and principal responsible persons of various institutions;

(8) Listen to and consider the work report of the Secretary-General and check the work of the Secretary-General;

(9) to decide on the division, merger or termination of the foundation;

(1) decide on other important matters.

Article 13 The Council shall meet twice a year. The meeting of the board of directors shall be convened and presided over by the chairman.

one third of the directors suggested that a board meeting must be held. If the chairman is unable to convene, the proposing director may elect the convener.

when convening a board meeting, the chairman or convener shall notify all directors and supervisors 5 days in advance. In case of special circumstances, the Council meeting can be held by means of communication meeting. However, the Council meeting convened by non-communication means shall be held at least once a year.

article 14 the meeting of the board of directors can only be held when more than two-thirds of the directors are present. The resolutions of the Council shall be passed by more than half of the directors present; Resolutions on the following important matters must be passed by more than 2/3 of the directors present:

(1) Amendment of the Articles of Association;

(2) to elect or recall the chairman, vice-chairman and secretary-general;

(3) major fund-raising and investment activities as stipulated in the articles of association;

(4) Division and merger of foundations.

article 15 minutes shall be made at the meeting of the board of directors, and minutes shall be made at the meeting where resolutions are made, which shall be reviewed and signed by the directors present or authorized representatives. If the resolution of the board of directors violates laws, regulations or articles of association, resulting in losses to the Foundation, the directors participating in the resolution shall bear the responsibility. However, the director may be exempted from liability if it is proved that he opposed the voting and recorded in the minutes of the meeting.

article 16 the foundation shall have two to four supervisors. The term of office of the supervisor is the same as that of the director, and can be re-elected upon expiration.

article 17 directors, their close relatives and accountants of the foundation shall not serve as supervisors.

Article 18 The selection and removal of supervisors:

(1) Supervisors shall be selected by major donors and competent business units respectively;

(2) The registration administration organ shall select them according to the needs of work;

(3) The change of supervisors shall be in accordance with its production procedures.

article 19 rights and obligations of supervisors: supervisors shall inspect the financial and accounting materials of the foundation according to the procedures stipulated in the articles of association, and supervise the compliance of the board of directors with laws and articles of association. Supervisors have the right to raise questions and suggestions to the board of directors as nonvoting delegates, and shall report the situation to the registration authority, the competent business unit and the competent tax and accounting departments. Supervisors shall abide by the relevant laws and regulations and the articles of association of the Foundation and faithfully perform their duties

Article 2 The directors who receive remuneration from the Foundation shall not exceed one third of the total number of directors. Supervisors and directors who do not hold full-time jobs in the Foundation shall not receive remuneration from the Foundation.

Article 21 A director shall not participate in the decision-making of related matters when his personal interests are related to the interests of the Foundation; Directors, supervisors and their close relatives of the Foundation shall not engage in any transaction with the Foundation.

article 22 the Council shall have a chairman, a vice-chairman and a secretary-general. The chairman, vice-chairman and secretary-general are elected from among the directors.

Article 23 The candidates for the chairman, vice-chairman and secretary-general shall meet the following conditions:

(1) They have great influence in the business field of the Foundation;

(2) The chairman, vice-chairman and secretary-general have a maximum working age of no more than 7 years, and the secretary-general is full-time;

(3) Being in good health and able to work normally;

(4) Having full capacity for civil conduct.

Article 24 A person who is under any of the following circumstances cannot serve as the chairman, vice-chairman and secretary-general of the Foundation:

(1) He belongs to the current national staff;

(2) being sentenced to public surveillance, criminal detention or fixed-term imprisonment for a crime, and less than five years have elapsed since the date of completion of the sentence;

(3) Being sentenced to deprivation of political rights for committing a crime, being in execution or having been sentenced to deprivation of political rights;

(4) having served as the chairman, vice-chairman or secretary-general of a foundation whose registration has been cancelled due to violation of laws, and being personally responsible for the illegal acts of the foundation, and less than five years have passed since the date of cancellation of the foundation.

Article 25 Hong Kong residents, Macao residents, Taiwan Province residents and foreigners who serve as the vice-chairman or secretary-general of the Foundation shall stay in China for at least three months each year.

article 26 the term of office of the chairman, vice-chairman and secretary-general of the foundation is four years, and no more than two consecutive terms. If it is necessary to be re-elected beyond the previous term due to special circumstances, it shall be approved by the special procedures of the Council, reported to the competent business unit for review and approved by the registration authority before taking office.

article 27 the chairman is the legal representative of the foundation; The legal representative of the Foundation shall not concurrently serve as the legal representative of other organizations.

the legal representative of this foundation shall be a resident of mainland China.

if the legal representative of the foundation violates the regulations on the administration of foundations and the articles of association during his tenure, the legal representative shall bear relevant responsibilities. If the legal representative's dereliction of duty leads to illegal acts or property losses of the Foundation, the legal representative shall bear personal responsibility.

article 28 the chairman of the foundation shall exercise the following functions and powers:

(1) to convene and preside over board meetings;

(2) Preside over the office meeting of the chairman and study the daily work of the Foundation;

(3) check the implementation of the resolutions of the Council;

(4) Signing important documents on behalf of the Foundation;

(5) To study and decide on the working policy and development strategy of the Foundation;

(6) to propose to the Council the appointment or dismissal of the Deputy Secretary-General and the principal responsible persons of various departments.

the vice-chairman and secretary-general of the foundation will work under the leadership of the chairman.

The Secretary-General shall exercise the following functions and powers:

(1) To make an annual work report to the Council;

(2) Preside over the office meeting of the Secretary-General, check the work progress of various departments and put forward solutions to existing daily work problems;

(3) to draw up plans for raising, managing and using the fund;

(4) To formulate the internal management rules and regulations of the Foundation and submit them to the Council for deliberation and approval;

(5) coordinating the work among various departments;

(6) to propose to the chairman the employment of full-time staff in various departments;

(7) to examine and approve the daily business and administrative expenses of the Foundation;

(8) Responsible for handling other work items assigned by the chairman and vice chairman.

Chapter IV Management and Use of Property

Article 29 The Foundation is a public offering foundation, and its income comes from:

(1) the income from organizing donations;

(2) donations from natural persons, legal persons and other organizations;

(3) Value-added income of the fund;

(4) government subsidies;

(5) Income from activities or services provided within the approved business scope;

(6) Other lawful income.

article 3 when organizing fundraising and accepting donations, the foundation shall abide by laws and regulations and conform to the purpose stipulated in the articles of association and the business scope of public welfare activities.

article 31 when the foundation organizes fund-raising, it shall announce to the public the public welfare activities to be carried out after the funds are raised and the detailed plan for the use of the funds. Major fund-raising activities should be reported to the competent business unit and the registration authority for the record.

The Foundation shall organize fund-raising and shall not apportion in any form or in disguised form.

Article 32 The property and other income of the Foundation shall be protected by law, and no unit or individual may occupy, privately divide or misappropriate it.

article 33 the foundation shall use the property according to the purpose stipulated in the articles of association and the business scope of public welfare activities; The donation agreement specifies the specific use of the donation, which shall be used according to the donation agreement.

if the donated materials cannot be used for the purpose of the foundation, the foundation can auction or sell them according to law, and the income will be used for the purpose of donation.

article 34 the property of the foundation is mainly used for:

financial education, scientific research awards and training that are in line with the business scope of the foundation's public welfare activities.

Article 35 The major investment activities of the Foundation refer to:

(1) Annual investment plan;

(2) investment activities of more than 5 million yuan;

The major fund-raising activities of the Foundation refer to:

(1) fund-raising activities that are subject to examination and approval according to national laws;

(2) fund-raising activities with an estimated donation amount of more than 2 million yuan;

(3) fund-raising activities abroad;

article 36 the foundation shall maintain and increase the value of the fund in accordance with the principles of legality, safety and effectiveness.

article 37 the annual expenditure of the foundation for engaging in public welfare undertakings stipulated in the articles of association shall not be less than 7% of the total income of the previous year.

The salary, welfare and administrative expenses of the staff of the Foundation shall not exceed 1% of the total expenses of the current year.

article 38 the public welfare funded projects carried out by the foundation will be announced to the public through the website and media of the association, including the types of public welfare funded projects, application and evaluation procedures.

Article 39 Donors have the right to inquire about the use and management of donated property from the Foundation and put forward opinions and suggestions. The Foundation shall give timely and truthful answers to the inquiries of donors.

if the foundation uses the donated property in violation of the donation agreement, the donor has the right to ask the foundation to abide by the donation agreement or apply to the people's court to cancel the donation behavior or terminate the donation agreement.

Article 4 The Foundation may sign an agreement with the recipients to stipulate the mode, amount and use of the funds.

The Foundation has the right to supervise the use of the grant. If the recipient fails to use the grant according to the agreement or violates the agreement, the Foundation has the right to terminate the grant agreement.

article 41 the foundation implements a unified national accounting system, conducts accounting according to law, establishes and improves an internal accounting supervision system, and ensures that accounting materials are legal, true, accurate and complete.

the foundation accepts the tax supervision and accounting supervision carried out by the competent tax and accounting departments according to law.

article 42 the foundation is equipped with accountants with professional qualifications. An accountant may not concurrently serve as a cashier. When an accountant is transferred from work or leaves his post, he must go through the handover procedures with the receiver.

Article 43 The Foundation's business and accounting year is from January 1st to December 31st every year, and before March 31st every year, the board of directors will examine and approve the following items:

(1) the business report and final accounts of the last year;

(2) the business plan and budget of funds for this year;

(3) inventory of property [annual list of donors and related materials].

article 44 the annual inspection, change of appointment, change of legal representative and liquidation of the foundation shall be subject to financial audit.

article 45 the foundation shall be subject to annual inspection by the registration authority in accordance with the regulations on the administration of foundations.

article 46 after passing the annual inspection by the registration authority, the foundation will publish its annual work report in the media designated by the registration authority, and accept public inquiries and supervision.

Chapter V Termination and Disposal of Surplus Property

Article 47 The Foundation shall be terminated under any of the following circumstances:

(1) It has completed the purposes stipulated in the Articles of Association;

(2) unable to continue to engage in public welfare activities according to the purpose stipulated in the articles of association;

(3) the foundation is divided or merged;

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