1. Go to a designated medical insurance hospital or pharmacy: First, make sure that you have chosen a designated medical insurance hospital or pharmacy. This is a prerequisite for opening the overall payment function.

2. Submit the application for opening: submit the application for opening the overall payment function to the designated medical insurance hospital or pharmacy. It is usually necessary to provide valid identification and medical insurance card.

3. Approval and opening: the hospital or pharmacy will review the application and open the whole payment function after confirmation.

Attention should be paid to the use of medical insurance cards:

1. Cash withdrawal is prohibited.

No unit or individual may violate the scope and requirements of the medical insurance card, and it is strictly forbidden to take cash.

2. Some provincial and municipal medical insurance cards can be used by the whole family.

In some provinces and cities, such as Zhejiang Province and Guangzhou City, the surplus funds of individual medical insurance accounts over the years can be used to pay the medical insurance expenses of employees' spouses, children, parents and other close relatives who participate in basic medical insurance, so as to realize mutual assistance among family members.

3. The following medical insurance will not be paid.

Seeing a doctor in a non-designated medical institution or buying medicine in a non-designated retail pharmacy (except emergency): self-injury caused by personal fighting, drug abuse or other illegal acts; Treatment for alcoholism, suicide and self-mutilation; Injuries caused by traffic accidents, medical accidents or other liability accidents; And the situation that the state or local regulations should be paid by individuals.

To sum up, to open the overall payment function of medical insurance card, you need to go to the designated medical insurance institution and submit an application. In the application process, you may need to provide identification, medical insurance cards and other related information. After the successful opening, you can use the medical insurance pooling fund to pay part or all of the medical expenses incurred in the designated institutions. Please note that the specific operation steps and regulations may vary from region to region and specific circumstances. It is recommended to consult the local medical insurance department or relevant institutions for detailed information before operation.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The basic medical insurance premium is levied on a monthly basis, and the employer and employees shall pay the basic medical insurance premium to the tax collection authority within the prescribed time limit. The part that individual employees should pay shall be withheld and remitted by the employer from their wages.