As we all know, investment funds have certain risks and are prone to losses. So do you owe money by buying the foundation? Do you pay attention to it at ordinary times? Here's a detailed introduction to you, so that you can pay more attention when investing in funds. Only in this way can you reduce the risk of loss.

when buying a fund, you won't lose money, because the decline of the fund will be liquidated after meeting certain conditions. At this time, investors can get part of the investment money, and there will be no money owed.

prerequisites for fund liquidation: during the duration after the open-end fund contract comes into effect, if the net asset value of the fund is less than 5 million yuan for 6 consecutive days, or the number of fund share holders is less than 1 for 6 consecutive days, the fund manager has the right to declare the fund terminated after being approved by the China Securities Regulatory Commission, which is called liquidation.

how much money can be recovered by retail investors after the fund is liquidated depends on the remaining fund property after liquidation, and then it is distributed according to the proportion of shares held by fund share holders. The time for this fund to arrive in the account will be longer than the usual time for the fund to be redeemed, which may take two or three months or even longer. During this time, the fund is locked up, so it can't be used and can't generate income.

In order to avoid liquidation after fund investment, users had better choose potential fund investment when investing in the fund, so that the fund can get good returns. When analyzing whether the fund has potential, users can pay attention to the fund size, the time of fund establishment, the recent net value trend of the fund, the fund manager and the fund custodian.

finally, users can adopt the method of fixed investment when investing in funds. Generally, they buy the same amount of funds every month. In this way, through long-term persistence, the net value of funds will continue to decrease, and subsequent funds can achieve profits when there is a big increase. However, fixed investment funds need to persist for a long time and cannot obtain more profits in the short term.